1465 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1465 Lambert Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,520 sqft · built 1993
Lot Size	1.31 acres (57,325 sqft)
Owner	Individual Name on Record
Last Sale	$829,800 (Dec 2025)
Tax Bill	$10,594 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`11-12-31-5325-00000-0400`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-5325-00000-0400`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,520 sqft Living Area
Gross Area	4,413 sqft
1st Floor Area	3,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	57,325 sqft (1.31 acres)
Driveway	Concrete Driveway
Driveway Area	1,720 sqft
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1465 LAMBERT AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SUBDIVISION LOT 40 MB 27 P 15 OR 309 PG 997 OR 391 PG 559 OR 460 PG 1353 OR 662 PG 565 OR 1211 PG 1253 OR 1414 PG 481
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	RIVER OAKS SUBD
Legal Lot Number	40
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3016
Census Tract	60301

Owner

Source: Flagler County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Seller Carry-Back CATHY FRASER
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 21, 2021	Intrafamily Transfer, Transfer US PATRIOT TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202548786
Deed Book / Page	3010 / 1487
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	0025751099
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 4, 2025
Property Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044
Document Number	0030101487
Book / Page	3010 / 1487
Map Reference	MB 27 PG 15-17
Instrument Date	Nov 25, 2025
Instrument	2025048786
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,808.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4016 SMOKEY FOG AVE UNIT 201, 201, NORTH LAS VEGAS, NV 89081-3864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044

Mortgage

Document Number	0030101489
Date	Dec 4, 2025
Instrument	3010/1489

Lender

Name	CATHY FRASER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 21, 2021
Property Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044
Document Number	0025751103
Book / Page	2575 / 1103
Map Reference	MB 27 PG 15-17
Instrument Date	Jun 17, 2021
Instrument	2021033944
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1465 LAMBERT AVE, 1465, FLAGLER BEACH, FL 32136-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044

Mortgage

Document Number	25751105
Date	Jun 21, 2021
Instrument	2575/1105

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jun 21, 2021
Property Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044
Document Number	0025751099
Book / Page	2575 / 1099
Map Reference	MB 27 PG 15-17
Instrument Date	Jun 14, 2021
Instrument	2021033942
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US PATRIOT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SMOLLETT PL, 14, PALM COAST, FL 32164-5591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 LAMBERT AVE, FLAGLER BEACH, FL 32136-3044

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,594.00 (+2.78%) Homeowner's exemption	$586,021 (+5.99%)	$621,507 (+5.82%) Land $182,500 Building $439,007
2024	$10,307.00 (+2.54%)
2023	$10,052.00 (+2.46%) Homeowner's exemption	$552,918 (+3%)	$587,318 (+9.41%) Land $182,500 Building $404,818
2022	$9,811.00 Homeowner's exemption	$536,814 Land $147,000 Building $389,814	$536,814 Land $147,000 Building $389,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	38 (2016–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 18 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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