1465 E Ray St, Hernando, FL 34442 Property Records

Citrus County property record for 1465 E Ray St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,330 sqft Living Area
Lot Size	43,996 sqft (1.01 acres)
Garage	Mixed, 754 sqft
Occupancy	Owner Occupied
Tax Bill	$2,542.00 (2025)

Owner

Source: Citrus County records · APN 2718S19E00201290

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1465 E RAY ST, HERNANDO, FL 34442-4934
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2025
Deed Sale	Mar 03, 2025
Prior Sale	Jun 04, 2002
Deed Doc Number	0035451704
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1465 E RAY ST, HERNANDO, FL 34442-4934
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032971793
Date	Jun 28, 2022
Book Page	3297/1793
Instrument	2022045899

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (+3.84%)	$157,215 (+2.08%) Land $25,250 Building $131,965	$157,215 (+2.08%) Land $25,250 Building $131,965
2024	$2,448.00 (+287.34%)	$154,006 (-7.12%) Land $15,150 Building $138,856	$154,006 (-7.12%) Land $15,150 Building $138,856
2023	$632.00 (+3.78%) Homeowner's exemption Additional exemption filed	$165,819 (+20.34%) Land $14,140 Building $151,679	$165,819 (+20.34%) Land $14,140 Building $151,679
2022	$609.00 Homeowner's exemption Additional exemption filed	$137,788 Land $12,420 Building $125,368	$137,788 Land $12,420 Building $125,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2718S19E00201290`
Alternative APNs	`19E-18S-27-0020-129.0` `1623162`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,330 sqft Living Area
1st Floor	1,330 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	43,996 sqft (1.01 acres)
Depth X Width	318 ft x 119 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	754 sqft Garage
Carport	Carport
Carport Area	900 sqft Carport
Fence	Fence
Utility Building	112 sqft Utility Building

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1623162
Old Parcel Number	2718S19E00201290
Street Address	1465 E RAY ST
City	HERNANDO
State	FL
Zip	34442-4934
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S1/2 OF LOT 129 LESS W 125 FT HERCALA ACRES UNIT 2 PB 8 PG 16
Legal Range	19E
Legal Township	18S
Legal Section	28
Legal Subdivision	HERCALA ACRES UNIT 2
Legal Lot Number	129
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2009
Census Tract	450705