1465 Cumberland Head Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 1465 Cumberland Head Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,074 sqft · built 1958
Lot Size	0.619 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Nov 2013)
Tax Bill	$4,955 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 194.-2-20`

Property Details

APN / Parcel Number

Primary APN	`094200 194.-2-20`
Alternative APN	`420019400000020200000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	1,181 sqft
Upper Floors Area	273 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	180 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	399 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1465 CUMBERLAND HEAD RD
City	PLATTSBURGH
State	NY
Zip	12901-6715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 10 PAT CHP C HD RD
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	5
Census Block	5000
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1465 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on File
Deed Sale	Nov 6, 2013 · Amount on File
Prior Sale	Feb 3, 2009 · Amount on File
Deed Book / Page	20132 / 61083
Prior Transfer Date	Jul 17, 2008
Prior Transfer Doc	0000020082/000001798
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	1465 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6715
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348102
Date	Dec 22, 2025
Instrument	2025-00348102

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	1465 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6715
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319973
Date	Oct 20, 2021
Instrument	20210-00319973

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	1465 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6715
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323114
Date	Mar 10, 2022
Instrument	20220-00323114

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,955.00 (+348.01%) Homeowner's exemption Senior Citizen's exemption
2025	$1,106.00	$260,000 (+15.56%) Land $35,900 Building $224,100	$274,900 (+3.85%) Land $37,957 Building $236,943
2023		$225,000 (-) Land $29,000 Building $196,000	$264,700 (+17.64%) Land $34,117 Building $230,583
2022		$225,000 Land $29,000 Building $196,000	$225,000 Land $29,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Westelcom Networks.

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