1465 Culpepper Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1465 Culpepper Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,653 sqft · built 1979
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$371,000 (Jul 2013)
Tax Bill$11,062 (2025)
Deeds & MortgagesMar 2024 Transfer
Jun 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-410-005

Property Details

APN / Parcel Number

Primary APN08-20-410-005

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,653 sqft Living Area
Gross Area2,918 sqft
1st Floor Area1,126 sqft
2nd Floor Area960 sqft
Basement Area832 sqft
Finished Basement567 sqft
Unfinished Basement265 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialWood Siding
Lot Area9,583 sqft (0.22 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address1465 CULPEPPER DR
CityNAPERVILLE
StateIL
Zip60540-8329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHUNTINGTON ESTS UNIT 2 ALL
Legal SubdivisionHUNTINGTON ESTS
Legal Lot Number32
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2008
Census Tract846202

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
UW CU
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2013 · Amount on Record
Deed SaleJul 2, 2013 · Amount on Record
Deed Document Number201396049
Last Transfer DateMar 20, 2024
Transfer Doc0000015260
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 22, 2024
Property Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329
Document Number0000015260
Map ReferenceDOC R76-48957
Instrument DateMar 3, 2024
InstrumentR2024-015260
Transaction TypeTransfer
Record UpdatedApr 8, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039814
DateJun 26, 2023
InstrumentR2023-039814
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154619
DateOct 20, 2021
InstrumentR2021-154619
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate3.5%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 CULPEPPER DR, NAPERVILLE, IL 60540-8329

Mortgage

Document Number0000166182
DateNov 15, 2021
InstrumentR2021-166182
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,062.00 (+3.76%)$197,555 (+8.53%) Land $88,687 Building $108,868$592,665 (+8.53%) Land $266,061 Building $326,604
2024$10,661.00 (+11.44%)$182,028 (+18.33%) Land $81,717 Building $100,311$546,084 (+18.33%) Land $245,151 Building $300,933
2022$9,567.00 Homeowner's exemption$153,830 Land $69,060 Building $84,770$461,490 Land $207,180 Building $254,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–2002)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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