1465 Caudor St, Encinitas, CA 92024 Property Records

San Diego County property record for 1465 Caudor St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,851 sqft · built 2000
Lot Size	0.739 acres (32,234 sqft)
Owner	Owner Name on Record
Last Sale	$988,000 (Oct 2010)
Tax Bill	$16,481 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-412-06-00`

Property Details

APN / Parcel Number

Primary APN	`254-412-06-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	3,851 sqft Living Area

Exterior

Year Built	Built 2000
Lot Area	32,234 sqft (0.739 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1465 CAUDOR ST
City	ENCINITAS
State	CA
Zip	92024-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 1788 BLK 1LOT 3/EXC ST OP/ DOC94663REC60 IN*
Legal Subdivision	SOUTH COAST PARK ANNEX
Legal Tract	1788
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17601

Owner

Source: San Diego County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2010 · Amount on Record
Deed Sale	Oct 5, 2010 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	0000530312
Last Transfer Date	Nov 3, 2010
Transfer Doc	0000596619
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804

Mortgage

Document Number	0000075706
Date	Mar 19, 2026
Instrument	2026-0075706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804

Mortgage

Document Number	0000753363
Date	Nov 25, 2020
Instrument	2020-0753363

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081950
Date	Feb 19, 2020
Instrument	2020-0081950

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 CAUDOR ST, ENCINITAS, CA 92024-1804
Document Number	0000333234
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1465 CAUDOR ST ENCINITAS CA 920241804, ENCINITAS, CA 92024-1804

Mortgage

Document Number	0000333234
Date	Jun 25, 2020
Instrument	333234

Lender

Name	LOAN STORE
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,481.00 (+7.05%) Homeowner's exemption	$1,446,065 (+4.04%) Land $533,339 Building $912,726
2023	$15,396.00 (+2.38%) Homeowner's exemption	$1,389,915 Land $512,630 Building $877,285
2022	$15,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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