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14648 River Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 14648 River Rd, Pensacola, FL 32507

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,464 sqft · built 1980
Lot Size0.525 acres (22,869 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Oct 2025)
Tax Bill$9,095 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone AE (high risk)
APN14-3S-32-1001-001-164

Property Details

APN / Parcel Number

Primary APN14-3S-32-1001-001-164
Alternative APN
  • 103639100

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,464 sqft Living Area
Gross Area3,744 sqft
1st Floor Area1,600 sqft
Upper Floors Area864 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area22,869 sqft (0.525 acres)
Lot Width100 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchUnfinished Open Porch
Porch Area116 sqft
Deck AreaDeck Area
Patio Area662 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number103639100
Street Address14648 RIVER RD
CityPENSACOLA
StateFL
Zip32507-9686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR-PK
Legal DescriptionBEG AT SE COR OF LOT 164 N 40 DEG 25 MIN E ALG SELY LI OF LOT 100 FT N 49 DEG 35 MIN W 226 FT MORE OR LESS TO WATERS OF OLD RIVER SWLY WITH WATERS 100 FT MORE OR LESS TO A PT IN SWLY LI OF LOT S 49 DEG 35 MIN E ALG SWLY LI 228 FT MORE OR LESS TO POB
Legal Range32W
Legal Township03S
Legal Section14
Legal SubdivisionGULF BEACH
Legal Block164
Legal Lot Number1
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2003
Census Tract2602

Owner

14648 River Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Escambia County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address14648 RIVER RD, PENSACOLA, FL 32507-9686
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
ROBERT B CORMAN
Aug 2, 2019Warranty Deed, Transfer
COASTAL LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025 · Amount on File
Deed SaleOct 20, 2025 · Amount on File
Prior SaleAug 2, 2019 · Amount on File
Deed Document Number202579677
Deed Book / Page9393 / 1419
Prior Transfer DateMar 26, 2014
Prior Transfer Doc0071691983
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 20, 2025
Property Address14648 RIVER RD, PENSACOLA, FL 32507-9686
Document Number0093931419
Book / Page9393 / 1419
Map ReferenceMB 4 PG 52
Instrument DateOct 17, 2025
Instrument2025079677
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyCOASTAL LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14648 RIVER RD, PENSACOLA, FL 32507-9686

Transferred To (Grantee/Buyer)

NameVerified Name
Address14648 RIVER RD, PENSACOLA, FL 32507-9686

Mortgage

Document Number0093931421
DateOct 20, 2025
Book Page9393/1421
Instrument2025079678
Lender
NameROBERT B CORMAN
TypePrivate Party
Address11 RIVER RD, COS COB, CT 06807
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateAug 2, 2019
Property Address14648 RIVER RD, PENSACOLA, FL 32507-9686
Document Number0081400569
Book / Page008140 / 000569
Instrument DateJul 31, 2019
Instrument67078
Transaction TypeTransfer
Record UpdatedAug 16, 2019
Title CompanyCOASTAL LAND TITLE

Transaction

AmountAmount on Record
Tax$4,249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address218 PROFESSIONAL CT #F GULF SHORES AL 365423522, F, GULF SHORES, AL 36542-3522

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$694,685 (+0.17%) Land $280,500 Building $414,185$694,685 (+0.17%) Land $280,500 Building $414,185
2024$9,095.00 (+1.68%)$693,518 (+4.3%)$693,518 (+4.3%) Land $280,500 Building $413,018
2023$8,945.00 (+6.27%)$664,936 (+5.98%)$664,936 (+5.98%) Land $272,000 Building $392,936
2022$8,417.00$627,434$627,434 Land $272,000 Building $355,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14648 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 427 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,576 units insured
incl. 1,149 condo units
Nearby Flood Claims1,082 (1979–2021)
Claims Outside the SFHA28 of 1,082
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 162 claims
  • Hurricane Frances, Sep 2004 · 515 claims
  • Hurricane Georges, Oct 1998 · 177 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14648 River Rd is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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