14646 Peddicord Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 14646 Peddicord Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,135 sqft · built 1986
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2017)
Tax Bill	$5,479 (2024)
Deeds & Mortgages	Mar 2023 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-385740`

Property Details

APN / Parcel Number

Primary APN	`18-385740`
Alternative APN	`385740`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	1,082 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	180,774 sqft (4.15 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	385740
Street Address	14646 PEDDICORD RD
City	MOUNT AIRY
State	MD
Zip	21771-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1 SEC 1-4.15 AC. PEDDICORD ROAD WINES WOODS
Legal Subdivision	WINES WOODS
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2003
Census Tract	751802

Owner

14646 Peddicord Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Gift Deed, Transfer
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE
Dec 29, 2017	Grant Deed, Transfer · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201712205-0306
Deed Book / Page	12205 / 306
Last Transfer Date	Feb 20, 2023
Transfer Doc	0163520102
Record Updated	Jun 8, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 6, 2023
Property Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427
Document Number	0163520102
Book / Page	16352 / 102
Map Reference	MB 29 PG 128
Instrument Date	Feb 20, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155830195
Date	Dec 16, 2021
Book Page	15583/195

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427

Mortgage

Document Number	0144270420
Date	Jan 7, 2021
Book Page	14427/420

Lender

Name	RIVER CITY MORTGAGE
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2017
Property Address	14646 PEDDICORD RD, MOUNT AIRY, MD 21771-8427
Document Number	0122050313
Book / Page	012205 / 000313
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14646 PEDDICORD RD MOUNT AIRY MD 217718427, MOUNT AIRY, MD 21771-8427

Mortgage

Document Number	122050314
Date	Dec 29, 2017
Book Page	012205/000314

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$474,400	$540,800 Land $182,600 Building $358,200
2024	$5,479.00 (+8.26%)
2023	$5,061.00	$419,267	$441,200 Land $161,000 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14646 Peddicord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14646 Peddicord Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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