14645 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 14645 Silver Oaks Loop, Silverhill, AL 36576

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,234 sqft · built 2021
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on File
Last Sale$260,858 (May 2021)
Tax Bill$952 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-02-04-0-000-011.061

Property Details

APN / Parcel Number

Primary APN47-02-04-0-000-011.061
Alternative APNs
  • 275868
  • 161322
  • 389140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,234 sqft Heated Area
1st Floor Area2,234 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions135 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number389140
Street Address14645 SILVER OAKS LOOP
CitySILVERHILL
StateAL
Zip36576-3737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80' X 135' LOT 58 SILVER OAKS SUB SLIDE 2236-A SEC 4-T6S-R3E (ST WD)
Legal SubdivisionSILVER OAKS SUB
Legal Lot Number58
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2015
Census Tract10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address14645 SILVER OAKS LOOP, SILVERHILL, AL 36576-3737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Aug 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on File
Deed SaleMay 28, 2021 · Amount on File
Deed Document Number20211917648
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 28, 2021
Property Address14645 SILVER OAKS LOOP, SILVERHILL, AL 36576-3737
Document Number0001917648
Instrument DateMay 3, 2021
Instrument1917648
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26050 EQUITY DRA, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

NameVerified Name
Address14645 SILVER OAKS LOOP, SILVERHILL, AL 36576-3737

Mortgage

Document Number0001917649
DateMay 28, 2021
Instrument1917649
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALDWIN AL
Property Address14645 SILVER OAKS LOOP, SILVERHILL, AL 36576-3737
Document Number0001714612
Instrument DateAug 9, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 20, 2018
Property Address14645 SILVER OAKS LOOP, SILVERHILL, AL 36576-3737
Document Number0001714611
Instrument DateAug 9, 2017
Instrument1714611
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$945.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$952.00 (-1.35%) Homeowner's exemption
2025$965.00 (-52.86%)$32,260 (-51.15%) Land $4,280 Building $27,980$322,500 (-2.33%) Land $42,800 Building $279,700
2023$2,047.00 (+16.64%)$66,040 (+16.64%)$330,200 (+16.64%) Land $36,100 Building $294,100
2022$1,755.00 (+1,093.88%)$56,620$283,100 Land $38,000 Building $245,100
2021$147.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 78% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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