14645 Plum St, Westminster, CA 92683 Property Records

Orange County property record for 14645 Plum St, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,207 sqft · built 1999
Lot Size	0.083 acres (3,625 sqft)
Owner	2 Individual Names on File
Last Sale	$294,500 (Sep 1999)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`097-341-40`

Property Details

APN / Parcel Number

Primary APN	`097-341-40`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,207 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	3,625 sqft (0.083 acres)
Garage Area	385 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14645 PLUM ST
City	WESTMINSTER
State	CA
Zip	92683-5484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15556 BLK LOT 16
Legal Subdivision	LYON HOMES AT BISHOP RANCH
Legal Tract	15556
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1000
Census Tract	99701

Owner

14645 Plum St is owned and occupied by two individuals who acquired it in April 2005.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 1999 · Amount on File
Deed Sale	Sep 24, 1999 · Amount on File
Deed Document Number	1999686218
Last Transfer Date	Apr 11, 2005
Transfer Doc	0000288376
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484

Mortgage

Document Number	0000168728
Date	Jul 13, 2023
Instrument	2023000168728

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484

Mortgage

Document Number	0000391731
Date	Jun 14, 2021
Instrument	2021000391731

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389388
Date	Sep 13, 2017
Instrument	2017000389388

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166759
Date	Apr 14, 2020
Instrument	2020000166759

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14645 PLUM ST, WESTMINSTER, CA 92683-5484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409572
Date	Aug 14, 2020
Instrument	2020000409572

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 14645 Plum St was $6,339.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Westminster School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,315 (+2%) Land $183,331 Building $328,984
2025	$6,339.00	$502,270 Land $179,736 Building $322,534
2023	$6,041.00 (+1.56%)	$482,767 Land $172,757 Building $310,010
2022	$5,948.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14645 Plum St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14645 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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