San Bernardino County property record for 14643 Osage Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 2005 |
| Lot Size | 0.476 acres (20,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Nov 2018) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3112-603-10-0000 |
| Primary APN | 3112-603-10-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 1,738 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 20,738 sqft (0.476 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14643 OSAGE RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-4066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3116 LOT 1022 TR NO 3116 APPLE VALLEY RANCHOS UNIT NO 4 LOT 1022 EX ST |
| Legal Subdivision | APPLE VALLEY RANCHOS UNIT #4 |
| Legal Tract | 3116 |
| Legal Block | 4 |
| Legal Lot Number | 1022 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 9713 |
14643 Osage Rd is owned and occupied by an individual who bought it in November 2018.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2018 | Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Oct 30, 2013 · Amount on File |
| Deed Document Number | 2018408231 |
| Prior Transfer Date | Jul 11, 2013 |
| Prior Transfer Doc | 0000314522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Document Number | 0000314616 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-0314616 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | MG AMERICAN TITLE COMPANY INC, AMERICAN TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Document Number | 0000466013 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-0466013 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Name | Verified Name |
|---|
| Document Number | 0000127351 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020-0127351 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 8, 2018 |
| Property Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Document Number | 0000408231 |
| Map Reference | MB 42 PG 27-30 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2018-0408231 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14643 OSAGE RD, APPLE VALLEY, CA 92307-4066 |
| Document Number | 0000408232 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018-0408232 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 14643 Osage Rd was $3,197 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $283,319 (+2%) Land $56,663 Building $226,656 | |
| 2025 | $3,197.00 Homeowner's exemption | $277,764 Land $55,552 Building $222,212 |
| 2023 | $3,076.00 (+1.59%) Homeowner's exemption | $266,978 Land $53,395 Building $213,583 |
| 2022 | $3,028.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14643 Osage Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14643 Osage Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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