14643 Hwy 196, Nancy, KY 42544 Property Records

Wayne County property record for 14643 Hwy 196, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1972
Lot Size	10.2 acres (447,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Jun 2023)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-20-01-001.04`

Property Details

APN / Parcel Number

Primary APN	`048-20-01-001.04`
Alternative APNs	`27057` `43677` `43607`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	447,361 sqft (10.2 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Account Number	43607
Street Address	14643 HIGHWAY 196
City	NANCY
State	KY
Zip	42544-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 196 SOUTH OF WAYNE COUNTY LINE
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3032
Census Tract	920102

Owner

Source: Wayne County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14510 HIGHWAY 196, NANCY, KY 42544-3425
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Jun 4, 2021	Deed, Construction Loan · Construction Mortgage FIRST & FARMERS NATIONAL BANK INC
Jan 16, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	2023157306
Deed Book / Page	407 / 298
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	000343/443
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE KY
Recording Date	Jun 12, 2023
Property Address	14643 HIGHWAY 196, NANCY, KY 42544-3426
Document Number	000407/298
Book / Page	407 / 298
Map Reference	CAB B SL 264
Instrument Date	Jun 8, 2023
Instrument	157306
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14510 HIGHWAY 196, NANCY, KY 42544-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14510 HIGHWAY 196, NANCY, KY 42544-3425
Mail Care Of	JENNIFER LYNN HEIN

Mortgage

Document Number	0000157307
Date	Jun 12, 2023
Instrument	157307

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Jun 4, 2021
Property Address	14643 HIGHWAY 196, NANCY, KY 42544-3426
Document Number	000393/678
Book / Page	393 / 678
Map Reference	CAB B SL 264
Instrument Date	May 25, 2021
Instrument	149233
Transaction Type	Construction Loan
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 AMY LN, NANCY, KY 42544-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHITEFORD LN, EUBANK, KY 42567-8598

Mortgage

Document Number	0000149234
Date	Jun 4, 2021
Instrument	149234

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 25, 2041

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Jan 16, 2018
Property Address	14643 HIGHWAY 196, NANCY, KY 42544-3426
Document Number	000375/238
Book / Page	375 / 238
Map Reference	CAB B SL 264
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 N HIGHWAY 1247, EUBANK, KY 42567-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 AMY LN, NANCY, KY 42544-9161
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (+5.74%)	$191,140 (+13.01%)	$191,140 (+13.01%)
2023	$1,639.00	$169,140	$169,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 196

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures