14643 Decoy Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 14643 Decoy Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,540 sqft · built 2003
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Apr 2021)
Tax Bill	$8,882 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1107-092-64-0000`

Property Details

APN / Parcel Number

Primary APN	`1107-092-64-0000`
Alternative APN	`0226642640000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,192 sqft
2nd Floor Area	1,348 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14643 DECOY LN
City	FONTANA
State	CA
Zip	92336-0413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16167-1 LOT 40 BOOK 292 PAGE 20
Legal Subdivision	TRACT NO 16167 1
Legal Tract	16167-1
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2010
Census Tract	2039

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14643 DECOY LN, FONTANA, CA 92336-0413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Sep 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage VICTORIA FINANCIAL CORP
Sep 12, 2017	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	2021153489
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000374960
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14643 DECOY LN, FONTANA, CA 92336-0413
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14643 DECOY LN, FONTANA, CA 92336-0413

Mortgage

Document Number	0000021178
Date	Jan 18, 2022
Instrument	2022-0021178

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 5, 2021
Property Address	14643 DECOY LN, FONTANA, CA 92336-0413
Document Number	0000153489
Map Reference	MB 292 PG 20-23
Instrument Date	Mar 9, 2021
Instrument	2021-0153489
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14643 DECOY LN, FONTANA, CA 92336-0413

Mortgage

Document Number	0000153490
Date	Apr 5, 2021
Instrument	2021-0153490

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 12, 2017
Property Address	14643 DECOY LN, FONTANA, CA 92336-0413
Document Number	0000374960
Map Reference	MAP292 PG20-23
Instrument Date	Sep 7, 2017
Instrument	2017-0374960
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5780 SANTA FE CT, RANCHO CUCAMONGA, CA 91739-2253

Mortgage

Document Number	0000374961
Date	Sep 12, 2017
Instrument	2017-0374961

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 12, 2017
Property Address	14643 DECOY LN, FONTANA, CA 92336-0413
Document Number	0000374962
Instrument Date	Sep 7, 2017
Instrument	374962
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5780 SANTA FE CT RANCHO CUCAMONGA CA 917392253, RANCHO CUCAMONGA, CA 91739-2253

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,052 (+2%) Land $172,513 Building $517,539
2025	$8,882.00 (+12.56%)	$676,521 (+4.04%) Land $169,130 Building $507,391
2023	$7,891.00 (+1.17%)	$650,251 Land $162,563 Building $487,688
2022	$7,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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