14643 Cochrane Rd, Rough And Ready, CA 95975 Property Records

Nevada County property record for 14643 Cochrane Rd, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1961
Lot Size	5.51 acres (240,451 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jan 2022)
Tax Bill	$6,007 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-060-001-000`

Property Details

APN / Parcel Number

Primary APN	`053-060-001-000`
Alternative APN	`53-060-01-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Lot Area	240,451 sqft
Terrain	Combination
View / Lot	Average
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Old Parcel Number	53-060-01-000
Street Address	14643 COCHRANE RD
City	ROUGH AND READY
State	CA
Zip	95975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10
Legal Description	PTN NE 1/4 25-16-7
Legal Range	7E
Legal Township	16N
Legal Section	25
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1002
Census Tract	300

Owner

14643 Cochrane Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 117, ROUGH AND READY, CA 95975-0117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Document Number	2022108
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	0000023261
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jan 4, 2022
Property Address	14643 COCHRANE RD, ROUGH AND READY, CA 95975
Document Number	0000000108
Instrument Date	Dec 27, 2021
Instrument	20220000108
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14643 COCHRANE RD, ROUGH AND READY, CA 95975

Mortgage

Document Number	0000000109
Date	Jan 4, 2022
Instrument	20220000109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 14643 Cochrane Rd was $6,007 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,862 (+2%) Land $162,364 Building $400,498
2025	$6,007.00 Homeowner's exemption	$551,827 Land $159,181 Building $392,646
2023	$5,763.00 (+65.03%) Homeowner's exemption	$530,400 Land $153,000 Building $377,400	$436,320
2022	$3,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14643 Cochrane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14643 Cochrane Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: DigitalPath, SmarterBroadband, T-Mobile, Verizon, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cochrane Rd

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