14642 Malcolm St, Southgate, MI 48195 Property Records

Wayne County property record for 14642 Malcolm St, Southgate, MI 48195

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,444 sqft · built 1969
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53 007 02 0019 000`

Property Details

APN / Parcel Number

Primary APN	`53 007 02 0019 000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14642 MALCOLM ST
City	SOUTHGATE
State	MI
Zip	48195-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B SINGL
Legal Description	24J19 LOT 19 GATEWAY MANOR SUB T3S R10E L90 P70 TO 72 WCR
Legal Subdivision	GATEWAY MANOR
Legal Lot Number	19
Jurisdiction	WAYNE MI
Township / Civil Division	SOUTHGATE
Census Block Group	2
Census Block	2001
Census Tract	581600

Owner

Source: Wayne County records · APN 53 007 02 0019 000

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14642 MALCOLM ST, SOUTHGATE, MI 48195-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 19, 2016
Transfer Doc	0528001416
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	14642 MALCOLM ST, SOUTHGATE, MI 48195-2317
Transaction Type	Mortgage
Record Updated	Nov 04, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14642 MALCOLM ST, SOUTHGATE, MI 48195-2317

Mortgage

Document Number	0579051290
Date	Oct 13, 2022
Book Page	57905/1290
Instrument	2022310603

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Southgate City
Unified School District	Southgate Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 Homeowner's exemption	$121,600 (+12.49%)	$243,200 (+12.49%)
2023		$108,100	$216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHGATE serves 30,047 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.