14641 S Ruger Ranch Rd, Peeples Valley (Kirkland), AZ 86332 Property Records

Yavapai County property record for 14641 S Ruger Ranch Rd, Peeples Valley, AZ 86332

Property Summary

Property Type	Ranch
Details	3,450 sqft · built 2004
Lot Size	36 acres (1,568,160 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2021)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-13-061`

Property Details

APN / Parcel Number

Primary APN	`202-13-061`
Alternative APNs	`2021306100` `202130610`

Interior

Stories	1 Story
Building Area	3,450 sqft Gross Area
1st Floor Area	2,495 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	1,568,160 sqft (36 acres)
Garage Type	Attached
Garage Area	955 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,217 sqft
Patio Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	202130610
Street Address	14641 S RUGER RANCH RD
City	PEEPLES VALLEY
State	AZ
Zip	86332-7605
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	RUGER RANCH PHASE 3 UNIT 1 PER LS 107/97-102 PCL 141 SEC 35-12-5W CONT 36.0AC
Legal Range	05W
Legal Township	12
Legal Section	35
Legal Subdivision	RUGER RANCH
Legal Phase	3
Legal Lot Number	141
Legal Unit	1
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CONGRESS
Census Block Group	3
Census Block	3024
Census Tract	1403

Owner

14641 S Ruger Ranch Rd, an agricultural property, is owned by two individuals who bought it in January 2021.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14641 S RUGER RANCH RD, KIRKLAND, AZ 86332-7605
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	20213196
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	0003846386
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	14641 S RUGER RANCH RD, PEEPLES VALLEY, AZ 86332-7605
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	EQUITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030088
Date	Jun 12, 2018
Instrument	2018-0030088

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 15, 2021
Property Address	14641 S RUGER RANCH RD, PEEPLES VALLEY, AZ 86332-7605
Document Number	0000003196
Map Reference	MB 107 PG 97-102
Instrument Date	Jan 12, 2021
Instrument	2021-0003196
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ROC TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31500 NORTHWESTERN HWY STE 140, 31500, FARMINGTON HILLS, MI 48334-2568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14641 S RUGER RANCH RD, KIRKLAND, AZ 86332-7605

Mortgage

Document Number	0000003197
Date	Jan 15, 2021
Instrument	2021-0003197

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14641 S Ruger Ranch Rd was $3,562.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Kirkland Elementary District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$625,459 Land $22,569 Building $602,890
2025	$3,562.00	$96,832 Land $7,333 Building $89,499	$645,547 Land $48,889 Building $596,658
2022	$2,943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14641 S Ruger Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jan 2010 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14641 S Ruger Ranch Rd is high, ranking above 85% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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