14640 Harding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14640 Harding Ave, Midlothian, IL 60445

Property Summary

Property TypeVacant Land
Lot Size0.29 acres (1,250 sqft)
OwnerCompany Name on Record
Last Sale$260,000 (Aug 2012)
Tax Bill$165 (2023)
Deeds & MortgagesNov 2019 Line of Credit
Nov 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN28-11-123-044

Property Details

APN / Parcel Number

Primary APN28-11-123-044
Alternative APN
  • 28-11-123-044-0000

Exterior

Lot Area1,250 sqft (0.29 acres)

Location & Zoning

Street Address14640 HARDING AVE
CityMIDLOTHIAN
StateIL
Zip60445-2835
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionA T (MCINTOSHS)(MIDLOTHIAN)(MANOR) SUB WH NW OF SEC 1 1 & SW SW SEC 2 SEC 02-36-13
Legal Range13E
Legal Township36N
Legal Section02
Legal SubdivisionMCINTOSHS MIDLOTHIAN MANOR
Legal Block13
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3022
Census Tract824701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 125, PARK RIDGE, IL 60068-0125
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Trustee's Deed, Construction Loan · Line of Credit
PARK RIDGE COM'TY BK
Nov 18, 2018Loan Modification, Mortgage
PARK RIDGE COM'TY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2012 · Amount on Record
Deed SaleAug 7, 2012 · Amount on Record
Prior SaleJun 18, 2002
Deed Document Number201255038
Record UpdatedOct 29, 2026

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateNov 18, 2019
Property Address14640 HARDING AVE, MIDLOTHIAN, IL 60445-2835
Document Number1932255441
Instrument DateNov 5, 2019
Instrument32255441
Transaction TypeConstruction Loan
Record UpdatedDec 5, 2019
Title CompanyPRECISION TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14638-14640 HARDING AVE MIDLOTHIAN IL 604452834, MIDLOTHIAN, IL 60445-2834

Mortgage

Document Number1932255441
DateNov 18, 2019
Instrument32255441
Lender
NamePARK RIDGE COM'TY BK
TypeBank
AddressPARK RIDGE, IL 60068
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 17, 2020
Interest
Rate TypeAdjustable Rate
Rate6%

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address14640 HARDING AVE, MIDLOTHIAN, IL 60445-2835
Document Number1900949193
Instrument DateNov 18, 2018
Transaction TypeMortgage
Record UpdatedJan 17, 2019
Title CompanyPRECISION TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14640 HARDING AVE MIDLOTHIAN IL 604452835, MIDLOTHIAN, IL 60445-2835

Mortgage

Document Number1900949193
DateJan 9, 2019
Instrument949193
Lender
NamePARK RIDGE COM'TY BK
TypeBank
AddressPARK RIDGE, IL 60068
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictMidlothian School District 143 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$438 (+16.8%) Land $438$4,380 (+16.8%) Land $4,380
2023$165.00 (-6.25%)
2022$176.00$375 Land $375$3,750 Land $3,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims38 (1981–2026)
Claims Outside the SFHA2 of 38
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2023 · 12 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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