14640 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 14640 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,256 sqft · built 2020
Lot Size	0.195 acres (8,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,900 (Dec 2020)
Tax Bill	$8,939 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760-4145-9`

Property Details

APN / Parcel Number

Primary APN	`5760-4145-9`
Alternative APN	`351910576041459`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,492 sqft (0.195 acres)
View / Lot	Golf/Lake
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14640 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2328, AZARIO ESPLANADE PH II SUBPH C,D,E,F,G,H,I,J,K,L, M,N & O PI #5760.4145/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH C-O
Legal Lot Number	2328
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

Source: Manatee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14640 DERNA TER, BRADENTON, FL 34211-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Dec 30, 2020	Grant Deed, Subdivision Related Transfer TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	2020145963
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 28, 2026
Property Address	14640 DERNA TER, BRADENTON, FL 34211-5500
Document Number	0000111905
Instrument Date	Sep 17, 2026
Instrument	2026111905
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14640 DERNA TER, BRADENTON, FL 34211-5500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111905,
Date	Sep 28, 2026
Instrument	2026111905

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2056

Interest

Max Rate	-1%

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 30, 2020
Property Address	14640 DERNA TER, BRADENTON, FL 34211-5500
Document Number	0041145963
Instrument Date	Dec 29, 2020
Instrument	41145963
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2021
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14640 DERNA TER BRADENTON FL 34211, BRADENTON, FL 34211

Mortgage

Document Number	41145964
Date	Dec 30, 2020
Instrument	41145964

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,645 (+2.7%)	$753,308 (+8.31%) Land $189,975 Building $563,333
2025		$527,405 (+5.99%)	$695,509 (+11.16%) Land $189,975 Building $505,534
2024	$8,939.00 (+0.85%)
2023	$8,864.00 (+2.4%) Homeowner's exemption	$497,613 (+3%)	$625,681 (+9.5%) Land $137,700 Building $487,981
2022	$8,656.00 Homeowner's exemption	$483,119	$571,414 Land $135,000 Building $436,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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