1464 Realty Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1464 Realty Rd, Ramona, CA 92065

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,436 sqft · built 1986
Lot Size	0.292 acres (12,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jan 2024)
Tax Bill	$9,608 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`282-263-35-00`

Property Details

APN / Parcel Number

Primary APN	`282-263-35-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,436 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Lot Area	12,705 sqft (0.292 acres)

Location & Zoning

Street Address	1464 REALTY RD
City	RAMONA
State	CA
Zip	92065-2658
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RV
Legal Description	LOT 5 TR 011200
Legal Subdivision	SAN DIEGO #4423
Legal Tract	011200
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12213 CRESWICK CT, SAN DIEGO, CA 92128-3735
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Aug 9, 2020	Deed of Trust, Mortgage · VA Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 22, 2017	Grant Deed, Transfer · VA Mortgage FINLEY PROPERTIES CORP
Dec 22, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY-SD
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 26, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	202416558
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	0000493942
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2024
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000016558
Map Reference	MAP 11200
Instrument Date	Jan 2, 2024
Instrument	2024-0016558
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12213 CRESWICK CT, SAN DIEGO, CA 92128-3735

Mortgage

Document Number	0000016559
Date	Jan 19, 2024
Instrument	2024-0016559

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000541382
Instrument Date	Aug 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 WHINCHAT ST SAN DIEGO CA 921233740, SAN DIEGO, CA 92123-3740

Mortgage

Document Number	0000541382
Date	Sep 15, 2020
Instrument	541382

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000521359
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 MORAGA AVE SAN DIEGO CA 921174520, SAN DIEGO, CA 92117-4520

Mortgage

Document Number	0000521359
Date	Nov 12, 2019
Instrument	521359

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000605076
Map Reference	MAP11200
Instrument Date	Nov 17, 2017
Instrument	2017-0605076
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 REALTY RD, SAN DIEGO, CA 92105

Mortgage

Document Number	0000605077
Date	Dec 22, 2017
Instrument	2017-0605077

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000605075
Instrument Date	Nov 17, 2017
Instrument	605075
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6002 DIRAC ST SAN DIEGO CA 921223707, SAN DIEGO, CA 92122-3707

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000493942
Instrument Date	Oct 23, 2017
Instrument	493942
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6002 DIRAC ST SAN DIEGO CA 921223707, SAN DIEGO, CA 92122-3707

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000493944
Instrument Date	Oct 23, 2017
Instrument	493944
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6002 DIRAC ST SAN DIEGO CA 921223707, SAN DIEGO, CA 92122-3707

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2017
Property Address	1464 REALTY RD, RAMONA, CA 92065-2658
Document Number	0000336965
Instrument Date	Jul 24, 2017
Instrument	336965
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6002 DIRAC ST SAN DIEGO CA 921223707, SAN DIEGO, CA 92122-3707

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,278 (+2%) Land $350,133 Building $378,145
2025	$9,608.00 (+25.17%)	$713,999 (+25.55%) Land $343,268 Building $370,731
2023	$7,676.00 (-3.62%)	$568,692 Land $273,409 Building $295,283
2022	$7,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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