1464 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1464 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2025)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-426-027`

Property Details

APN / Parcel Number

Primary APN	`05-06-426-027`
Alternative APNs	`506426027` `330A395`

Exterior

Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Account Number	330A395
Street Address	1464 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1464
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1464
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 16, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BYRON BK
Aug 1, 2018	Quit Claim Deed, Construction Loan · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202532925
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0001021825
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 18, 2025
Property Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642
Document Number	0000032925
Map Reference	PB 32 PG 262-270
Instrument Date	Dec 12, 2025
Instrument	2532925
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642

Mortgage

Document Number	0000032926
Date	Dec 18, 2025
Instrument	2532926

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022326
Date	Jun 28, 2021
Instrument	2122326

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 16, 2019
Property Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642
Document Number	0001011558
Instrument Date	Apr 12, 2019
Instrument	1011558
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1464 CHADBOURNE DR DAVIS IL 610199642, DAVIS, IL 61019-9642

Mortgage

Document Number	1011559
Date	Apr 16, 2019
Instrument	1011559

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%

August 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 1, 2018
Property Address	1464 CHADBOURNE DR, DAVIS, IL 61019-9642
Document Number	0001021825
Instrument Date	Jul 30, 2018
Instrument	1021825
Transaction Type	Construction Loan
Record Updated	Oct 16, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112 S BLACKHAWK BLVD ROCKTON IL 610722409, ROCKTON, IL 61072-2409

Mortgage

Document Number	1021826
Date	Aug 1, 2018
Instrument	1021826

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,867.00 (+3.78%)	$61,708 (+10.73%) Land $4,209 Building $57,499	$185,124 (+10.73%) Land $12,627 Building $172,497
2024	$3,726.00 Homeowner's exemption	$55,728 (+39.65%) Land $3,801 Building $51,927	$167,184 (+39.65%) Land $11,403 Building $155,781
2022	Homeowner's exemption	$39,905 Land $604 Building $39,301	$119,715 Land $1,812 Building $117,903

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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