Williamson County property record for 1464 Bern Dr, Spring Hill, TN 37174
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,896 sqft · built 2006 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2022) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2022 Mortgage + 4 more |
| APN | 094166I E 02300 |
| Primary APN | 094166I E 02300 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Porch |
| Porch Area | 158 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1464 BERN DR |
|---|---|
| City | SPRING HILL |
| State | TN |
| Zip | 37174-7172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WYNGATE EST PH 20 PB 40 PG 110 LOT 0567 |
| Legal Subdivision | WYNGATE EST |
| Legal Phase | 20 |
| Legal Lot Number | 567 60 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 51208 |
1464 Bern Dr is owned and occupied by an individual who bought it in October 2022.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| May 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JANICE E GUEREN |
| Oct 11, 2018 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | Oct 11, 2018 · Amount on File |
| Deed Document Number | 0091210617 |
| Deed Book / Page | 9121 / 617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Oct 7, 2022 |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0091210617 |
| Book / Page | 9121 / 617 |
| Map Reference | MB P40 PG 110 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 22042320 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | MID-STATE TITLE AND ESCROW, MID STATE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0022042321 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 22042321 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089930684 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 8993/684 |
| Instrument | 22020971 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0085440915 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 8544/915 |
| Instrument | 21027661 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0077050506 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 7705/0506 |
| Instrument | 19031049 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0075200841 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | TENNESSEE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1464 BERN DR SPRING HILL TN 371747172, SPRING HILL, TN 37174-7172 |
| Document Number | 0075200841 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 007520/000841 |
| Instrument | 47921 |
| Name | JANICE E GUEREN |
|---|---|
| Address | 566 S MIDDLEBUSH RD, SOMERSET, NJ 08873-5311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Oct 11, 2018 |
| Property Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0074810102 |
| Book / Page | 7481 / 0102 |
| Map Reference | MB P40 PG110 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 18040243 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | MID STATE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,063.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1464 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0018040244 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 18040244 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 1464 Bern Dr was $2,289, up 19.8% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Spring Hill City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,289.00 (+19.78%) | $113,900 Land $28,750 Building $85,150 | $455,600 Land $115,000 Building $340,600 |
| 2024 | $1,911.00 | ||
| 2023 | $1,911.00 (+247.45%) | $74,375 (-) Land $17,500 Building $56,875 | $297,500 (-) Land $70,000 Building $227,500 |
| 2022 | $550.00 | $74,375 Land $17,500 Building $56,875 | $297,500 Land $70,000 Building $227,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 1464 Bern Dr; 19 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1464 Bern Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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