14638 Saint Cloud Dr, Houston, TX 77062 Property Records

Harris County property record for 14638 Saint Cloud Dr, Houston, TX 77062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 1987
Lot Size	0.148 acres (6,441 sqft)
Owner	Individual Name on Record
Last Sale	$230,100 (Apr 2019)
Tax Bill	$397 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`116-518-008-0013`

Property Details

APN / Parcel Number

Primary APN	`116-518-008-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,441 sqft (0.148 acres)
View / Lot	Neighborhood
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1165180080013
Street Address	14638 SAINT CLOUD DR
City	HOUSTON
State	TX
Zip	77062-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 8 BAY GLEN SEC 1
Legal Subdivision	BAY GLEN SEC 1
Legal Block	8
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2005
Census Tract	340800

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14638 SAINT CLOUD DR, HOUSTON, TX 77062-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 1, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	2019126568
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	2019126568
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14638 SAINT CLOUD DR, HOUSTON, TX 77062-2201
Document Number	0000290186
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14638 SAINT CLOUD DR HOUSTON TX 770622201, HOUSTON, TX 77062-2201

Mortgage

Document Number	0000290186
Date	Jul 2, 2020
Instrument	290186

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 1, 2019
Property Address	14638 SAINT CLOUD DR, HOUSTON, TX 77062-2201
Document Number	0000126568
Instrument Date	Mar 29, 2019
Instrument	126568
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18833 TOWN RIDGE LN WEBSTER TX 775981574, WEBSTER, TX 77598-1574

Mortgage

Document Number	126569
Date	Apr 1, 2019
Instrument	126569

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,503 (-7.35%) Land $75,769 Building $214,734	$290,503 (-7.35%) Land $75,769 Building $214,734
2025	$397.00 (+561.67%) Homeowner's exemption Veteran's exemption	$313,546 (-5.92%) Land $75,769 Building $237,777	$313,546 (-5.92%) Land $75,769 Building $237,777
2023		$333,283 Land $52,091 Building $281,192	$333,283 Land $52,091 Building $281,192
2020	$60.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	28 (1989–2019)
Claims Outside the SFHA	26 of 28
Most Recent Claim	May 2019 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Hurricane Ike, Sep 2008 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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