14638 105th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 14638 105th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,970 sqft
Lot Size	15.2 acres (663,854 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Dec 2021)
Tax Bill	$5,940 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-030-0501`

Property Details

APN / Parcel Number

Primary APN	`02-030-0501`

Interior

Building Area	1,970 sqft Living Area
Office	1,000 sqft

Exterior

Lot Area	663,854 sqft (15.2 acres)
Lot Dimensions	16 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	2,784 sqft
Parking Spaces	9 Parking Spaces
Pool Area	512 sqft
Porch	Slab

Location & Zoning

Street Address	14638 105TH AVE
City	MILACA
State	MN
Zip	56353-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 466 FT OF S 866 FT OF E 466 FT OF W 1506 FT OF S 1/2 OF NE, & PART OF DRIVEWAY MEAS 50X16 FT; & PART FOR THE DRIVEWAY ON W
Legal Range	26
Legal Township	38
Legal Section	30
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1048
Census Tract	170400

Owner

14638 105th Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14638 105TH AVE, MILACA, MN 56353-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit ST PAUL FCU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC
Feb 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage SAXON MORTGAGE INC
Dec 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLAZE CREDIT UNION
Jul 6, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA ND
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 27, 2021	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Deed Document Number	2021428961
Prior Transfer Date	May 25, 2006
Prior Transfer Doc	333648
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	DCCU TITLE SERVICES, CU TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A402561
Date	Sep 20, 2017
Instrument	A402561

Lender

Name	ST PAUL FCU
Type	Credit Union
Address	SAINT PAUL, MN 55106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A421402
Date	Dec 16, 2020
Instrument	A421402

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A435724
Date	Apr 6, 2023
Instrument	A435724

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2043

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000319430
Date	Feb 4, 2005
Instrument	319430

Lender

Name	SAXON MORTGAGE INC
Type	Subprime Lender
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2035

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	T M TITLE SERVICES INC, C U TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A444035
Date	Dec 18, 2024
Instrument	A444035

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2044

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333650
Date	Jul 6, 2006
Instrument	333650

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2021

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 27, 2021
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Document Number	000A428961
Instrument Date	Nov 10, 2021
Instrument	A428961
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,343.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14638 105TH AVE, MILACA, MN 56353-3810

Mortgage

Document Number	000A428962
Date	Dec 27, 2021
Instrument	A428962

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 27, 2021
Property Address	14638 105TH AVE, MILACA, MN 56353-3810
Document Number	000A428960
Instrument Date	Oct 28, 2021
Instrument	A428960
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14638 105TH AVE, MILACA, MN 56353-3810

Tax Assessment & Valuation

The 2026 property tax bill for 14638 105th Ave was $5,940, down 4.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,940.00 (-4.35%)	$481,900 (+7.66%) Land $116,200 Building $365,700	$481,900 (+7.66%) Land $116,200 Building $365,700
2025	$6,210.00 Homeowner's exemption	$447,600 Land $104,000 Building $343,600	$447,600 Land $104,000 Building $343,600
2023	$4,734.00	$466,400 Land $60,600 Building $405,800	$466,400 Land $60,600 Building $405,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14638 105th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14638 105th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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