14630 Michael Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 14630 Michael Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.141 acres (6,166 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2021)
Tax Bill	$3,403 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Line of Credit + 2 more
APN	`54-03-10-0-031`

Property Details

APN / Parcel Number

Primary APN	`54-03-10-0-031`
Alternative APN	`0540030100031`

Exterior

Lot Area	6,166 sqft (0.141 acres)
Lot Dimensions	170 ft deep x 36.2 ft wide

Location & Zoning

Street Address	14630 MICHAEL DR
City	IRWIN
State	PA
Zip	15642-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 424 HSE 36.21 X 170.28 X IR
Legal Subdivision	EAST PARK ESTATES
Legal Lot Number	424
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1007
Census Tract	803301

Owner

14630 Michael Dr is owned and occupied by an individual who bought it in August 2021.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	14630 MICHAEL DR, IRWIN, PA 15642-1260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 11, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 3, 2021	Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Deed Document Number	202131938
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000031938
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	14630 MICHAEL DR, IRWIN, PA 15642-1260
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14630 MICHAEL DR, IRONA, NY 12910

Mortgage

Document Number	0000031498
Date	Nov 12, 2025
Instrument	202511120031498

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	14630 MICHAEL DR, NORTH HUNTINGDON, PA 15642-1260
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14630 MICHAEL DR, IRWIN, PA 15642-1260

Mortgage

Document Number	0000016934
Date	May 11, 2022
Instrument	202205110016934

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 3, 2021
Property Address	14630 MICHAEL DR, NORTH HUNTINGDON, PA 15642-1260
Document Number	0000031938
Map Reference	VOL 41 PG 35
Instrument Date	Jul 29, 2021
Instrument	202108030031938
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	CENTURY SETTLEMENT SERVICES INC, CENTURY SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14630 MICHAEL DRIVE, PITTSBURGH, PA 15238

Mortgage

Document Number	0000031939
Date	Aug 3, 2021
Instrument	202108030031939

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	14630 MICHAEL DR, NORTH HUNTINGDON, PA 15642-1260
Document Number	0000032388
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14630 MICHAEL DR NORTH HUNTINGDON PA 156421260, NORTH HUNTINGDON, PA 15642-1260

Mortgage

Document Number	0000032388
Date	Sep 22, 2017
Instrument	32388

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14630 Michael Dr was $3,403, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,403.00 (+2.56%)	$24,340 Land $4,890 Building $19,450
2025	$3,318.00 (+8.36%)		$24,340 Land $4,890 Building $19,450
2024	$3,062.00	$24,340 Land $4,890 Building $19,450
1972			$24,340 Land $4,890 Building $19,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14630 Michael Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14630 Michael Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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