1463 Ridge Rd, Monroe, NC 28110 Property Records

Union County property record for 1463 Ridge Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1989
Lot Size	12.7 acres (555,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,095 (2025)
Deeds & Mortgages	May 2020 Line of Credit Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-273-004B`

Property Details

APN / Parcel Number

Primary APN	`08-273-004B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	555,303 sqft (12.7 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1463 RIDGE RD
City	MONROE
State	NC
Zip	28110-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6901-352; 0.058 AC TRACT OPCK873, TRACT B, PB7 PG84, 1.01AC TRACT OPCC354 PLUS ACREAGE
Legal Subdivision	PROPERTY SURVEY FOR BRENDA P PRICE
Legal Tract	O
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1034
Census Tract	20205

Owner

Source: Union County records · APN 08-273-004B

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1463 RIDGE RD, MONROE, NC 28110-9486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 10, 2017
Transfer Doc	0006901352
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1463 RIDGE RD, MONROE, NC 28110-9486
Document Number	7668443
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 RIDGE RD MONROE NC 281109486, MONROE, NC 28110-9486

Mortgage

Document Number	7668443
Date	May 15, 2020
Book Page	007668/000443
Instrument	16646

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Mar 28, 2017
Property Address	1463 RIDGE RD, MONROE, NC 28110-9486
Document Number	6901352
Book / Page	006901 / 000352
Instrument Date	Mar 10, 2017
Instrument	8350
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1463 RIDGE RD MONROE NC 281109486, MONROE, NC 28110-9486

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+25%)	$634,100 (+66.3%) Land $305,200 Building $328,900	$634,100 (+66.3%) Land $305,200 Building $328,900
2023	$2,476.00	$381,300 Land $111,900 Building $269,400	$381,300 Land $111,900 Building $269,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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