14629 Agate Ridge Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 14629 Agate Ridge Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details2,637 sqft · built 2012
Lot Size2.51 acres (109,336 sqft)
Owner2 Individual Names on Record
Last Sale$729,000 (Sep 2025)
Tax Bill$5,200 (2026)
Deeds & MortgagesAug 2025 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN780231303AAB009

Property Details

APN / Parcel Number

Primary APN780231303AAB009
Alternative APNs
  • 78230533
  • 105573
  • 186832

Interior

Building Area2,637 sqft Living Area
Gross Area551 sqft
1st Floor Area2,637 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area109,336 sqft (2.51 acres)
View / LotWaterfront / Beach
Garage Area2,542 sqft
DrivewayDriveway
PorchSlab
Deck Area96 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number186832
Street Address14629 AGATE RIDGE RD
CityBRAINERD
StateMN
Zip56401-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PARCEL B) THAT PT OF GL 3 SEC 23 DESC AS FOL : COMM AT SW COR OF SD GL 3 THEN N 0D 20'46" E ASSM BEAR ALG W LINE OF SD GL 3
Legal Range29W
Legal Township45N
Legal Section23
Legal Block261
Legal Lot Number3
JurisdictionCROW WING MN
Township / Civil DivisionNOKAY LAKE
Census Block Group2
Census Block2000
Census Tract950802

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14629 AGATE RIDGE RD, BRAINERD, MN 56401-5918
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN NATIONAL BANK OF MINNESOTA
Sep 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleMay 1, 2010 · Amount on Record
Deed Document Number20251014146
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address14629 AGATE RIDGE RD, BRAINERD, MN 56401-5918
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address14629 AGATE RIDGE RD, BRAINERD, MN 56401-5918

Mortgage

Document Number0001013288
DateAug 12, 2025
Instrument1013288
Lender
NameAMERICAN NATIONAL BANK OF MINNESOTA
TypeBank
AddressNISSWA, MN 56468
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueJul 24, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address14629 AGATE RIDGE RD, BRAINERD, MN 56401-5918
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20428 PHEASANT TRL, BAXTER, MN 56401-7128

Mortgage

Document Number0001014147
DateSep 4, 2025
Instrument1014147
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionNokay Lake Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,200.00 (-6.17%) Homeowner's exemption$738,200 (+2.36%) Land $288,700 Building $449,500$738,200 (+2.36%) Land $288,700 Building $449,500
2025$721,200 (+11.97%) Land $300,100 Building $421,100$721,200 (+11.97%) Land $300,100 Building $421,100
2023$5,542.00 Homeowner's exemption$644,100 Land $173,500 Building $470,600$644,100 Land $173,500 Building $470,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

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