14625 Rock Oak Dr, Cascade, MD 21719 Property Records

Washington County property record for 14625 Rock Oak Dr, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 1944
Lot Size	0.358 acres (15,610 sqft)
Owner	Individual Name on File
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-008527`

Property Details

APN / Parcel Number

Primary APN	`14-008527`
Alternative APN	`008527`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,724 sqft Total Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,610 sqft (0.358 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008527
Street Address	14625 ROCK OAK DR
City	CASCADE
State	MD
Zip	21719-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LTS12,13&PT14 .36 AC 14625 ROCK OAK DR
Legal Subdivision	DITCHS ADD PEN MAR
Legal Lot Number	12,13
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1007
Census Tract	10200

Owner

14625 Rock Oak Dr is owned and occupied by an individual who acquired it in June 2007.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14625 ROCK OAK DR, CASCADE, MD 21719-1728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2007
Deed Sale	Jun 8, 2007
Deed Document Number	2007215989
Deed Book / Page	3309 / 212
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0033090212
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Sep 30, 2026
Property Address	14625 ROCK OAK DR, CASCADE, MD 21719-1728
Document Number	8026000274
Book / Page	8026 / 274
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14625 ROCK OAK DR, CASCADE, MD 21719-1728

Mortgage

Document Number	8026000274,
Date	Sep 30, 2026
Book Page	8026/274

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 14625 Rock Oak Dr was $2,326 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+5.58%) Homeowner's exemption	$275,000 (+15.4%)	$311,700 (-) Land $49,100 Building $262,600
2025	$2,203.00 (+5.56%) Homeowner's exemption	$238,300	$311,700 Land $49,100 Building $262,600
2024	$2,087.00 (+3.62%)
2023	$2,014.00 Homeowner's exemption	$193,667	$201,600 Land $49,100 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14625 Rock Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14625 Rock Oak Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHFIELD serves 1,141 people · EPA ID MD0210001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: T-Mobile.

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