14625 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 14625 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details6 bd · 8 ba · 6,790 sqft · built 2001
Lot Size2.73 acres (118,919 sqft)
Owner2 Company Names on Record
Last Sale$1,190,000 (Aug 2024)
Tax Bill$10,178 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN215-254-19

Property Details

APN / Parcel Number

Primary APN215-254-19

Interior

Bedrooms6 Beds
Full Baths8 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area6,790 sqft Living Area
1st Floor Area2,737 sqft
Upper Floors Area2,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Foundation TypeRaised
Roof TypeGable
Roof MaterialWood
Lot Area118,919 sqft (2.73 acres)
Garage Area769 sqft

Exterior Amenities

Pool TypePool Type
Pool Area646 sqft
PorchPorch
Porch Area366 sqft
Patio Area3,723 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14625 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL11 M55-205
Legal SubdivisionPHILLIPS TRACE
Legal Block4
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2015
Census Tract5712

Owner

Source: Mecklenburg County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address14625 PHILLIPS RD, MATTHEWS, NC 28105-4024
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleDec 19, 2016 · Amount on Record
Deed Document Number202483131
Deed Book / Page39046 / 678
Prior Transfer DateJun 21, 2013
Prior Transfer Doc0000101348
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14625 PHILLIPS RD, MATTHEWS, NC 28105-4024
Document Number0000154167
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14625 PHILLIPS RD MATTHEWS NC 281054024, MATTHEWS, NC 28105-4024

Mortgage

Document Number0000154167
DateDec 14, 2018
Book Page033169/000673
Instrument154167
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,178.00$1,311,100 Land $209,500 Building $1,101,600$1,311,100 Land $209,500 Building $1,101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

May also be available: Ripple Fiber.

Nearby Properties on Phillips Rd

Nearby Streets

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