14622 Pennersville Rd, Cascade, MD 21719 Property Records

Washington County property record for 14622 Pennersville Rd, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2021
Lot Size	0.704 acres (30,666 sqft)
Owner	2 Individual Names on File
Last Sale	$18,500 (Sep 2016)
Tax Bill	$2,858 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-002073`

Property Details

APN / Parcel Number

Primary APN	`14-002073`
Alternative APN	`002073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,666 sqft (0.704 acres)
Garage Type	Mixed
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	105 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002073
Street Address	14622 PENNERSVILLE RD
City	CASCADE
State	MD
Zip	21719-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	0.704 ACRES 14622 PENNERSVILLE RD
Legal Subdivision	BITTNER & COYLE PROPERTIES
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1015
Census Tract	10100

Owner

14622 Pennersville Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14622 PENNERSVILLE RD, CASCADE, MD 21719-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage OLIVER HOMES INC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016 · Amount on File
Deed Sale	Sep 15, 2016 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Book / Page	5323 / 230
Prior Transfer Date	Apr 19, 2014
Prior Transfer Doc	0047600317
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14622 PENNERSVILLE RD, CASCADE, MD 21719-1803
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065130284
Date	Feb 10, 2021
Book Page	6513/284

Lender

Name	OLIVER HOMES INC
Type	Non-Lending Institution
Address	HAGERSTOWN, MD 21742

Agreement

Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14622 PENNERSVILLE RD, CASCADE, MD 21719-1803
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065440300
Date	Mar 11, 2021
Book Page	6544/300

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 14622 Pennersville Rd was $2,858 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,858.00 (+5.58%) Homeowner's exemption	$347,733 (+14.74%)	$392,400 (-) Land $54,300 Building $338,100
2025	$2,707.00 Homeowner's exemption	$303,067	$392,400 Land $54,300 Building $338,100
2023	$2,449.00 Homeowner's exemption	$243,200	$258,400 Land $54,300 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14622 Pennersville Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14622 Pennersville Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHFIELD serves 1,141 people · EPA ID MD0210001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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