14621 198th St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 14621 198th St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	1,854 sqft · built 1995
Lot Size	27.6 acres (1,202,692 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,022 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33.0092.000`

Property Details

APN / Parcel Number

Primary APN	`33.0092.000`

Interior

Stories	1 Story
Building Area	1,854 sqft Heated Area
Gross Area	2,834 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	1,202,692 sqft (27.6 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	532 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14621 198TH ST
City	SPRING VALLEY
State	MN
Zip	55975-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-102 RANGE-013 27.61 AC 27.61 AC NE1/4 NW1/4
Legal Range	13
Legal Township	102
Legal Section	14
Jurisdiction	FILLMORE MN
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1015
Census Tract	960300

Owner

14621 198th St is owned and occupied by two individuals.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14621 198TH ST, SPRING VALLEY, MN 55975-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL EMPLOYEES CREDIT UNION
Mar 28, 2018	Deed of Trust, Mortgage MAYO EFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Jul 13, 2026
Property Address	14621 198TH ST, SPRING VALLEY, MN 55975-3114
Document Number	0000455499
Instrument Date	Jul 7, 2026
Instrument	2026455499
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14621 198TH ST, SPRING VALLEY, MN 55975-3114

Mortgage

Document Number	0000455499,
Date	Jul 13, 2026
Instrument	2026455499

Lender

Name	FEDERAL EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2041

Interest

Rate	5.84%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	14621 198TH ST, SPRING VALLEY, MN 55975-3114
Transaction Type	Mortgage
Record Updated	May 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000416750
Date	Mar 28, 2018
Instrument	000000416750

Lender

Name	MAYO EFCU

Agreement

Amount	Amount on Record
Term	118 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 14621 198th St was $4,022 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Bloomfield Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,022.00 Homeowner's exemption	$642,900 (+1.74%) Land $246,700 Building $396,200	$642,900 (+1.74%) Land $246,700 Building $396,200
2025		$631,900 Land $246,700 Building $385,200	$631,900 Land $246,700 Building $385,200
2023		$479,400 Land $204,800 Building $274,600	$479,400 Land $204,800 Building $274,600
2020	$2,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14621 198th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14621 198th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20
Harmony Telephone Company Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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