14620 Spaulding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14620 Spaulding Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1926
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2018)
Tax Bill	$4,800 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-228-014`

Property Details

APN / Parcel Number

Primary APN	`28-11-228-014`
Alternative APN	`28-11-228-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14620 SPAULDING AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T (MCINTOSH) & COS (MIDLOTHIAN) HOME (GARDENS) SUB IN SH NE SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	MCINTOSH & COS MIDLOTHIAN HOME GARDENS
Legal Block	10
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1012
Census Tract	824702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14620 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY
Feb 13, 2018	Grant Deed, Mortgage · Line of Credit BARNETT REI FIN 2 LLC
Oct 24, 2017	Deed in Lieu of Foreclosure, Foreclosure LENDERLIVE SETTLEMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	201829309
Prior Transfer Date	Nov 9, 2007
Prior Transfer Doc	0000015017
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14620 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	2029946547
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14620 SPAULDING AVE MIDLOTHIAN IL 604453022, MIDLOTHIAN, IL 60445-3022

Mortgage

Document Number	2029946547
Date	Oct 27, 2020
Instrument	29946547

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 26, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 9, 2018
Property Address	14620 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	1819029309
Instrument Date	Jul 3, 2018
Instrument	19029309
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14200 S KENTON AVE MIDLOTHIAN IL 60445, MIDLOTHIAN, IL 60445

Mortgage

Document Number	1819029310
Date	Jul 9, 2018
Instrument	19029310

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 13, 2018
Property Address	14620 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	1804446122
Instrument Date	Jan 18, 2018
Instrument	4446122
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$76.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1612 ERIC LN LIBERTYVILLE IL 600484474, LIBERTYVILLE, IL 60048-4474

Mortgage

Document Number	1804446123
Date	Feb 13, 2018
Instrument	4446123

Lender

Name	BARNETT REI FIN 2 LLC
Address	450 SKOKIE BLVD # 604, NORTHBROOK, IL 60062-7914

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	COOK IL
Recording Date	Oct 24, 2017
Property Address	14620 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	1729718068
Instrument Date	Oct 13, 2017
Instrument	29718068
Transaction Type	Foreclosure
Record Updated	Oct 31, 2017
Title Company	LENDERLIVE SETTLEMENT

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY DALLAS TX 752542942, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,001 (+32.96%) Land $2,328 Building $13,673	$160,010 (+32.96%) Land $23,280 Building $136,730
2023	$4,800.00 (+18.61%)
2022	$4,047.00 (+2.95%) Homeowner's exemption	$12,034 (-) Land $1,995 Building $10,039	$120,340 (-) Land $19,950 Building $100,390
2021	$3,931.00 Homeowner's exemption	$12,034 Land $1,995 Building $10,039	$120,340 Land $19,950 Building $100,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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