Clay County property record for 14620 Derby Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,198 sqft · built 2002 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,796 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-918-00-03-015.00 |
| Primary APN | 05-918-00-03-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,198 sqft |
| Basement Area | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14620 DERBY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 5TH PLAT LT 210 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 05 |
| Legal Lot Number | 210 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 22000 |
14620 Derby Rd is owned and occupied by two individuals who acquired it in August 2013.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14620 DERBY RD, SMITHVILLE, MO 64089-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2002 |
| Deed Sale | Jan 25, 2002 |
| Prior Sale | Aug 21, 2001 · Amount on File |
| Deed Document Number | 200293269 |
| Deed Book / Page | 3531 / 996 |
| Last Transfer Date | Aug 26, 2013 |
| Transfer Doc | 0000033525 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,900 | $236,316 | |
| 2024 | $2,796.00 (+4.52%) | ||
| 2023 | $2,675.00 | $38,740 | $203,894 |
| 2019 | $2,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14620 Derby Rd in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14620 Derby Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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