Frederick County property record for 14610 Roddy Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,484 sqft · built 2022 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,670 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-364254 |
| Primary APN | 15-364254 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,484 sqft Living Area |
| Gross Area | 5,434 sqft |
| 1st Floor Area | 3,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 149,411 sqft |
| Garage Type | Attached |
| Garage Area | 950 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 364254 |
|---|---|
| Street Address | 14610 RODDY RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3.43 ACRES RODDY ROAD |
| Legal Subdivision | PAYNES PLAIN |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 753002 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDATLANTIC FARM CREDIT ACA |
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDATLANTIC FARM CREDIT ACA |
| Dec 9, 2021 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage MIDATLANTIC FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 0155550092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0155550145 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 15555/145 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0155550133 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 15555/133 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 9, 2021 |
| Property Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Document Number | 0155550092 |
| Book / Page | 15555 / 92 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Document Number | 0015555109 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 15555/109 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952,300 (+9.96%) Land $104,400 Building $847,900 | $952,300 (-) Land $104,400 Building $847,900 | |
| 2025 | $10,670.00 (+11.96%) | $866,033 (+24.88%) | $952,300 (+37.32%) Land $104,400 Building $847,900 |
| 2024 | $9,530.00 (+16.01%) | ||
| 2023 | $8,215.00 | $693,500 Land $104,400 Building $589,100 | $693,500 Land $104,400 Building $589,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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