1461 Ro Jo Ja Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1461 Ro Jo Ja Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Dec 2013)
Tax Bill	$948 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.005.02001039`

Property Details

APN / Parcel Number

Primary APN	`093.005.02001039`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	87,120 sqft
Lot Dimensions	180 ft deep x 100 ft wide
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1461 RO JO JA DR
City	ARNOLD
State	MO
Zip	63010-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ESTHER ACRES 2 LOT 55
Legal Range	6E
Legal Township	42N
Legal Section	05
Legal Subdivision	ESTHER
Legal Block	1
Legal Lot Number	55
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1001
Census Tract	700122

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Prior Sale	Jul 11, 2002 · Amount on Record
Deed Document Number	201346336
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229

Mortgage

Document Number	0000054619
Date	Dec 21, 2021
Instrument	2021R-054619

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229

Mortgage

Document Number	2021R050629
Date	Nov 22, 2021
Instrument	2021R-050629

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Aug 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1461 RO JO JA DR, ARNOLD, MO 63010-4229
Document Number	0000016148
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1461 RO JO JA DR ARNOLD MO 630104229, ARNOLD, MO 63010-4229

Mortgage

Document Number	0000016148
Date	Jun 1, 2018
Instrument	16148

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,000 (-) Land $1,900 Building $12,100	$74,100 (-) Land $10,200 Building $63,900
2025	$948.00 (+4.18%)	$14,000 (+6.87%) Land $1,900 Building $12,100
2024			$74,100 (+7.55%) Land $10,200 Building $63,900
2023	$910.00	$13,100 Land $1,900 Building $11,200	$68,900 Land $10,200 Building $58,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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