1461 Cedar Rdg Rd, Dover, ID 83825 Property Records

Bonner County property record for 1461 Cedar Rdg Rd, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,331 (2026)
Deeds & Mortgages	Sep 2023 Construction Loan Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`RPD36970000200A`

Property Details

APN / Parcel Number

Primary APN	`RPD36970000200A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,276 sqft Finished Area
1st Floor Area	2,276 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Radiant

Location & Zoning

Street Address	1461 CEDAR RIDGE RD
City	DOVER
State	ID
Zip	83825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-57N-2W CEDAR RIDGE ADDN LOT 20 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	29
Legal Subdivision	CEDAR RIDGE ADDN
Legal Lot Number	20
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1021
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1461 CEDAR RIDGE RD, SANDPOINT, ID 83864-6733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Apr 25, 2022	Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022
Deed Sale	Apr 25, 2022
Deed Document Number	20221004405
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	DOVER, ID 83825
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 HICKORY ST, SANDPOINT, ID 83864-2127

Mortgage

Document Number	0001025866
Date	Sep 29, 2023
Instrument	1025866

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.6%
Index	1-Year CMT
Margin	3
Max Rate	12.6%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 25, 2022
Property Address	DOVER, ID 83825
Document Number	0001004405
Map Reference	MB 5 PG 177
Instrument Date	Mar 9, 2022
Instrument	1004405
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	518 WILLIAMSON WAY, SANDPOINT, ID 83864-5310

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,331.00	$948,318 (-0.85%) Land $551,198 Building $397,120	$948,318 (-0.85%) Land $551,198 Building $397,120
2025	$4,331.00 (+33,215.38%)	$956,418 (+89.53%) Land $551,198 Building $405,220	$956,418 (+89.53%) Land $551,198 Building $405,220
2023	$13.00	$504,633 Land $504,633	$504,633 Land $504,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: E.L. Internet Northwest, T-Mobile, Ziply Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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