1461 Bethpage Cir, Elgin, IL 60124 Property Records

Kane County property record for 1461 Bethpage Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,820 sqft)
Owner	2 Company Names on Record
Last Sale	$600,000 (Aug 2022)
Tax Bill	$14,875 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-36-177-006`

Property Details

APN / Parcel Number

Primary APN	`05-36-177-006`

Exterior

Lot Area	14,820 sqft (0.34 acres)

Location & Zoning

Street Address	1461 BETHPAGE CIR
City	ELGIN
State	IL
Zip	60124-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 4B - LOT 478
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	4B
Legal Block	1
Legal Lot Number	478
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1088
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1461 BETHPAGE CIR, ELGIN, IL 60124-4800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 15, 2022	Warranty Deed, Transfer CHICAGO TITLE INSURANCE CO
Feb 1, 2021	Warranty Deed, Transfer · VA Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202241240
Last Transfer Date	Jan 4, 2024
Transfer Doc	0000001148
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1461 BETHPAGE CIR, ELGIN, IL 60124-4800
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051495
Date	Oct 21, 2022
Instrument	2022K051495

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 15, 2022
Property Address	1461 BETHPAGE CIR, ELGIN, IL 60124-4800
Document Number	0000041240
Instrument Date	Aug 8, 2022
Instrument	2022K041240
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1461 BETHPAGE CIR, 1461, ELGIN, IL 60124-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 KINGSWOOD CT, WAYNE, IL 60184

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2021
Property Address	1461 BETHPAGE CIR, ELGIN, IL 60124-4800
Document Number	0000008118
Map Reference	DOC 2018-44391
Instrument Date	Nov 2, 2020
Instrument	2021K008118
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$464.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1461 BETHPAGE CIR, ELGIN, IL 60124-4800

Mortgage

Document Number	0000008119
Date	Feb 1, 2021
Instrument	2021K008119

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,875.00 (+14.24%)
2024		$178,341 (+16.59%) Land $36,850 Building $141,491	$535,237 (+16.63%) Land $110,594 Building $424,643
2022	$13,021.00 (+0.51%) Homeowner's exemption	$152,969 (+3.79%) Land $35,592 Building $117,377	$458,907 (+3.79%) Land $106,776 Building $352,131
2021	$12,955.00 Homeowner's exemption	$147,382 Land $34,385 Building $112,997	$442,146 Land $103,155 Building $338,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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