14606 Spaulding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14606 Spaulding Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,605 sqft · built 1937
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$109,500 (Jan 2017)
Tax Bill	$5,179 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-228-011`

Property Details

APN / Parcel Number

Primary APN	`28-11-228-011`
Alternative APN	`28-11-228-011-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	14606 SPAULDING AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T (MCINTOSH) & COS (MIDLOTHIAN) HOME (GARDENS) SUB IN SH NE SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	MCINTOSH & COS MIDLOTHIAN HOME GARDENS
Legal Block	10
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1012
Census Tract	824702

Owner

Source: Cook County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jan 9, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	201745085
Last Transfer Date	Aug 15, 2020
Transfer Doc	0000040004
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 1, 2026
Property Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	0000002006
Instrument Date	Jun 25, 2026
Instrument	20262006
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022

Mortgage

Document Number	0000002006,
Date	Jul 1, 2026
Instrument	20262006

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008924147
Date	Mar 29, 2024
Instrument	2408924147

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate	6.49%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 9, 2022
Property Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	0034340004
Instrument Date	Aug 15, 2020
Instrument	2234340004
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022

Mortgage

Document Number	0034340005
Date	Dec 9, 2022
Instrument	2234340005

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2017
Property Address	14606 SPAULDING AVE, MIDLOTHIAN, IL 60445-3022
Document Number	1700945085
Instrument Date	Nov 28, 2016
Instrument	945085
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14832 S RICHMOND AVE POSEN IL 604691415, POSEN, IL 60469-1415

Mortgage

Document Number	1700945086
Date	Jan 9, 2017
Instrument	945086

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,001 (+29.21%) Land $2,328 Building $14,673	$170,010 (+29.21%) Land $23,280 Building $146,730
2023	$5,179.00 (+13.2%)
2022	$4,575.00 Homeowner's exemption	$13,158 Land $1,995 Building $11,163	$131,580 Land $19,950 Building $111,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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