14603 Mill Spring Cir, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14603 Mill Spring Cir, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,416 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Dec 2004)
Tax Bill	$2,675 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720-67-66-82-900-000`

Property Details

APN / Parcel Number

Primary APN	`720-67-66-82-900-000`
Alternative APNs	`061090700000047` `305798001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,416 sqft Finished Area
1st Floor Area	160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Balcony Area	56 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	305798001
Street Address	14603 MILL SPRING CIR
City	MIDLOTHIAN
State	VA
Zip	23112-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	MILL SPRING L 47
Legal Subdivision	MILL SPRING
Legal Lot Number	47
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2000
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3300 WHITE CHIMNEYS CT, GLEN ALLEN, VA 23060-1925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Prior Sale	May 30, 2001 · Amount on Record
Deed Book / Page	6145 / 945
Prior Transfer Date	Dec 22, 2004
Prior Transfer Doc	6145000945
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14603 MILL SPRING CIR, MIDLOTHIAN, VA 23112-2355
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013219-60
Date	Feb 1, 2021
Book Page	13219/60
Instrument	2021006853

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14603 MILL SPRING CIR, MIDLOTHIAN, VA 23112-2355
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13219-60
Date	Feb 1, 2021
Book Page	13219/60
Instrument	2021006853

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,675.00 (+10.63%)	$297,800 (+2.76%) Land $77,000 Building $220,800	$297,800 (+2.76%) Land $77,000 Building $220,800
2025		$289,800 (+10.19%) Land $75,000 Building $214,800	$289,800 (+10.19%) Land $75,000 Building $214,800
2023	$2,418.00	$263,000 Land $70,000 Building $193,000	$263,000 Land $70,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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