Clay County property record for 14603 Killarney Ln, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,556 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Dec 2015) |
| Tax Bill | $4,213 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-917-00-05-025.00 |
| Primary APN | 05-917-00-05-025.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 392 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14603 KILLARNEY LN |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 3RD PLAT LT 84 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 03 |
| Legal Lot Number | 84 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 22000 |
Source: Clay County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14603 KILLARNEY LN, SMITHVILLE, MO 64089-8272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit UMB BANK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on Record |
| Deed Sale | Dec 30, 2015 · Amount on Record |
| Prior Sale | Oct 27, 2011 |
| Deed Document Number | 201543129 |
| Deed Book / Page | 7632 / 123 |
| Prior Transfer Date | Mar 9, 2004 |
| Prior Transfer Doc | 0000058668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 15, 2026 |
| Property Address | 14603 KILLARNEY LN, SMITHVILLE, MO 64089-8272 |
| Document Number | 0000019320 |
| Book / Page | 10211 / 8 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202619320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14603 KILLARNEY LN, SMITHVILLE, MO 64089-8272 |
| Document Number | 0000019320, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 10211/8 |
| Instrument | 202619320 |
| Name | UMB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14603 KILLARNEY LN, SMITHVILLE, MO 64089-8272 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011853 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 8653/162 |
| Instrument | 2020011853 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,213.00 (+34.6%) | $59,200 (+15.78%) | $311,579 (+15.78%) |
| 2023 | $3,130.00 (+6.1%) | $51,130 | $269,105 |
| 2019 | $2,950.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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