14603 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14603 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	Trust Name on File
Last Sale	$355,000 (Oct 2020)
Tax Bill	$5,124 (2025)
Deeds & Mortgages	Jan 2024 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`234865 786B01`

Property Details

APN / Parcel Number

Primary APN	`234865 786B01`
Alternative APN	`27746002387`

Interior

Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
Pool Area	216 sqft
Deck Area	316 sqft

Location & Zoning

Street Address	14603 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE II LOT 78
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	78
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1000
Census Tract	11108

Owner

14603 Edgewater Cir is owner-occupied and held in a trust since January 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Feb 19, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	20205932230
Deed Book / Page	5824 / 2343
Last Transfer Date	Jan 9, 2024
Transfer Doc	0063202536
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 10, 2024
Property Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971
Document Number	0063202536
Book / Page	6320 / 2536
Map Reference	MB 62 PG 1-4
Instrument Date	Jan 9, 2024
Instrument	6495774
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 2, 2020
Property Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971
Document Number	0058242343
Book / Page	5824 / 2343
Map Reference	MB 62 PG 1-4
Instrument Date	Sep 28, 2020
Instrument	5932230
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971

Mortgage

Document Number	0058242344
Date	Oct 2, 2020
Instrument	5824/2344

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 19, 2020
Property Address	14603 EDGEWATER CIR, NAPLES, FL 34114-8971
Document Number	0057290507
Book / Page	005729 / 000507
Instrument Date	Feb 18, 2020
Instrument	5830788
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$13,255.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 14603 Edgewater Cir was $5,124 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,352 (+2.7%)	$413,115 (-16.33%) Land $152,460 Building $260,655
2025	$5,124.00 (+7%) Homeowner's exemption	$367,431	$493,764 Land $239,580 Building $254,184
2024	$4,789.00 (+3.06%)
2023	$4,647.00 (+9.5%) Homeowner's exemption	$346,676 (+13.71%)	$552,526 (+47.34%) Land $217,800 Building $334,726
2022	$4,244.00 Homeowner's exemption	$304,878	$374,989 Land $121,206 Building $253,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14603 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14603 Edgewater Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35

May also be available: CenturyLink.

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