14603 Daybreak Dr, Lutz, FL 33559 Property Records

Hillsborough County property record for 14603 Daybreak Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,271 sqft · built 1978
Lot Size	0.178 acres (7,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Mar 2020)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0346795426`

Property Details

APN / Parcel Number

Primary APN	`0346795426`
Alternative APN	`U0528191D9000004000090`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,271 sqft Heated Area
1st Floor Area	1,171 sqft
Upper Floors Area	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,770 sqft (0.178 acres)
Lot Dimensions	105 ft deep x 74 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0346795426
Street Address	14603 DAYBREAK DR
City	LUTZ
State	FL
Zip	33559-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKE FOREST UNIT NO 2 LOT 9 BLOCK 4
Legal Range	19
Legal Township	28
Legal Section	05
Legal Subdivision	LAKE FOREST UNIT NO 2
Legal Block	4
Legal Lot Number	9
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2005
Census Tract	11010

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 6, 2020	Warranty Deed, Transfer · Conventional with PMI COMERICA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	2020088704
Last Transfer Date	Mar 6, 2020
Transfer Doc	0000088704
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000399856
Date	Aug 10, 2021
Instrument	2021399856

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000433331
Date	Aug 26, 2021
Instrument	2021433331

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 6, 2020
Property Address	14603 DAYBREAK DR, LUTZ, FL 33559-3237
Document Number	0000088704
Instrument Date	Mar 2, 2020
Instrument	88704
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17113 ILLARD CT LUTZ FL 33559, LUTZ, FL 33559

Mortgage

Document Number	88707
Date	Mar 6, 2020
Instrument	88707

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,864.00 (+12.67%) Homeowner's exemption	$273,205 (+5.99%)	$333,588 (-1.4%) Land $71,329 Building $262,259
2023	$4,317.00 (+4.86%) Homeowner's exemption	$257,772 (+3%)	$338,337 (+13.25%) Land $63,403 Building $274,934
2022	$4,117.00 Homeowner's exemption	$250,264	$298,757 Land $55,478 Building $243,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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