14602 Oxwick Cir, Houston, TX 77044 Property Records

Harris County property record for 14602 Oxwick Cir, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,763 sqft · built 1996
Lot Size	0.232 acres (10,087 sqft)
Owner	2 Individual Names on File
Last Sale	$144,400 (Nov 1996)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-765-001-0001`

Property Details

APN / Parcel Number

Primary APN	`118-765-001-0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,763 sqft Living Area
1st Floor Area	1,178 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,087 sqft (0.232 acres)
View / Lot	Primary
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1187650010001
Street Address	14602 OXWICK CIR
City	HOUSTON
State	TX
Zip	77044-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 SEVEN OAKS VILLAGE SUMMERWOOD SEC 1
Legal Subdivision	SEVEN OAKS VILLAGE SUMMERWOOD SEC 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1000
Census Tract	252001

Owner

14602 Oxwick Cir is owned and occupied by two individuals who bought it in November 1996.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14602 OXWICK CIR, HOUSTON, TX 77044-5075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage LOANPAL
Jun 23, 2017	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 1996 · Amount on File
Deed Sale	Nov 25, 1996 · Amount on File
Prior Sale	Oct 29, 1996 · Amount on File
Deed Document Number	1996220635
Deed Book / Page	51091 / 2034
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14602 OXWICK CIR, HOUSTON, TX 77044-5075
Document Number	0000087543
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44602 OXWICK CIR HOUSTON TX 77044, HOUSTON, TX 77044

Mortgage

Document Number	0000087543
Date	Feb 26, 2020
Instrument	87543

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14602 OXWICK CIR, HOUSTON, TX 77044-5075
Document Number	0000292405
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14602 OXWICK CIR HOUSTON TX 770445075, HOUSTON, TX 77044-5075

Mortgage

Document Number	0000292405
Date	Jun 30, 2017
Instrument	292405

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 14602 Oxwick Cir was $2,779 with a homeowner's exemption, down 24.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,895 (-4.78%) Land $77,983 Building $269,912	$347,895 (-4.78%) Land $77,983 Building $269,912
2025	$2,779.00 (-24.69%) Homeowner's exemption	$365,349 Land $77,983 Building $287,366	$365,349 Land $77,983 Building $287,366
2024	$3,690.00
2023		$330,978 Land $45,148 Building $285,830	$330,978 Land $45,148 Building $285,830
2022	$1,640.00
2020	$1,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14602 Oxwick Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 171 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14602 Oxwick Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 342 serves 4,035 people · EPA ID TX1012973
Water Source	Purchased groundwater from HARRIS COUNTY MUD 344
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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