Clay County property record for 14602 Derby Rd, Smithville, MO 64089
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · built 2022 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $502,774 (Jun 2022) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-918-00-09-003.00 |
| Primary APN | 05-918-00-09-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 1.3 ft deep x 0.8 ft wide |
| Street Address | 14602 DERBY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9029 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HILLS OF SHANNON 6TH PLAT LT 106 BLK 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 06 |
| Legal Block | 2 |
| Legal Lot Number | 106 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 22000 |
14602 Derby Rd, residential vacant land, is owned and occupied by an individual who bought it in June 2022.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14602 DERBY RD, SMITHVILLE, MO 64089-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 26, 2020 | Deed of Trust, Construction Loan · Construction Mortgage WELLS BK |
| Nov 14, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 202219040 |
| Deed Book / Page | 9383 / 29 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 8, 2022 |
| Property Address | 14602 DERBY RD, SMITHVILLE, MO 64089-9029 |
| Document Number | 0000019040 |
| Book / Page | 9383 / 29 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022019040 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14602 DERBY RD, SMITHVILLE, MO 64089-9029 |
| Document Number | 0000019041 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022019041 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 26, 2020 |
| Property Address | DERBY RD, SMITHVILLE, MO 64089 |
| Document Number | 0000021249 |
| Book / Page | 008717 / 000080 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 21249 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 6, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10822 N HULL AVE KANSAS CITY MO 641541814, KANSAS CITY, MO 64154-1814 |
| Document Number | 0000021249 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 008717/000080 |
| Instrument | 21249 |
| Name | WELLS BK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | DERBY RD, SMITHVILLE, MO 64089 |
| Document Number | 0000034940 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10822 N HULL AVE KANSAS CITY MO 641541814, KANSAS CITY, MO 64154-1814 |
| Document Number | 0000034940 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 008549/000056 |
| Instrument | 34940 |
| Name | WELLS BK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14602 Derby Rd was $4,289, up 6.7% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,289.00 (+6.69%) | $60,270 | $317,211 |
| 2024 | $4,020.00 (+4.55%) | ||
| 2023 | $3,845.00 | $55,690 | |
| 2019 | $355.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14602 Derby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14602 Derby Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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