14601 Sandy Ridge Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14601 Sandy Ridge Rd, Silver Spring, MD 20905

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,171 sqft · built 1981
Lot Size0.303 acres (13,201 sqft)
Owner2 Individual Names on File
Tax Bill$6,203 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-01895922

Property Details

APN / Parcel Number

Primary APN05-01895922
Alternative APN
  • 01895922

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,171 sqft Living Area
Gross Area2,549 sqft
1st Floor Area1,643 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,201 sqft (0.303 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Pool Area608 sqft
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01895922
Street Address14601 SANDY RIDGE RD
CitySILVER SPRING
StateMD
Zip20905-5896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionROLLING STONE
Legal SubdivisionROLLING STONE
Legal BlockC
Legal Lot Number11
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3000
Census Tract701407

Owner

14601 Sandy Ridge Rd is owned and occupied by two individuals.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address14601 SANDY RIDGE RD, SILVER SPRING, MD 20905-5896
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address14601 SANDY RIDGE RD, SILVER SPRING, MD 20905-5896
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address14601 SANDY RIDGE RD, SILVER SPRING, MD 20905-5896

Mortgage

Document Number0701850047
DateFeb 27, 2026
Book Page70185/47
Lender
NameATLANTIC UNION BANK
TypeBank
AddressSILVER SPRING, MD 20906
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 20, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address14601 SANDY RIDGE RD, SILVER SPRING, MD 20905-5896
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address14601 SANDY RIDGE RD, COLESVILLE, MD 20905-5896

Mortgage

Document Number0695780056
DateSep 10, 2025
Book Page69578/56
Lender
NameATLANTIC UNION BANK
TypeBank
AddressSILVER SPRING, MD 20906
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 20, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 14601 Sandy Ridge Rd was $6,203.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561,000 (+6.68%) Land $247,700 Building $313,300$561,000 (-) Land $247,700 Building $313,300
2025$6,203.00$525,867$561,000 Land $247,700 Building $313,300
2023$455,600 Land $247,700 Building $207,900$455,600 Land $247,700 Building $207,900
2022$4,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14601 Sandy Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1987–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14601 Sandy Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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