Chesterfield County property record for 14601 Lacoc Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,690 sqft · built 2015 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Oct 2018) |
| Tax Bill | $6,459 (2026) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 718-69-03-85-800-000 |
| Primary APN | 718-69-03-85-800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,690 sqft Finished Area |
| 1st Floor Area | 198 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 400439001 |
|---|---|
| Street Address | 14601 LACOC RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | ROUNTREY SEC 3 013 |
| Legal Subdivision | ROUNTREY |
| Legal Lot Number | 13 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 100938 |
14601 Lacoc Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14601 LACOC RD, MIDLOTHIAN, VA 23112-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI C & F SELECT LLC |
| Oct 22, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRSTBANK |
| Oct 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Prior Sale | Oct 22, 2018 · Amount on File |
| Deed Document Number | 201839534 |
| Deed Book / Page | 12132 / 474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14601 LACOC RD, MIDLOTHIAN, VA 23112-4432 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00013899-1 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 13899/1 |
| Instrument | 2022013919 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14601 LACOC RD, MIDLOTHIAN, VA 23112-4432 |
| Document Number | 12922130 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14601 LACOC RD MIDLOTHIAN VA 231124432, MIDLOTHIAN, VA 23112-4432 |
| Document Number | 12922130 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 012922/000130 |
| Instrument | 43477 |
| Name | C & F SELECT LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 22, 2018 |
| Property Address | 14601 LACOC RD, MIDLOTHIAN, VA 23112-4432 |
| Document Number | 12132474 |
| Book / Page | 012132 / 000474 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 39534 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14601 LACOC RD MIDLOTHIAN VA 231124432, MIDLOTHIAN, VA 23112-4432 |
| Document Number | 12132478 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 012132/000478 |
| Instrument | 39535 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 22, 2018 |
| Property Address | 14601 LACOC RD, MIDLOTHIAN, VA 23112-4432 |
| Document Number | 12132470 |
| Book / Page | 012132 / 000470 |
| Instrument Date | Aug 5, 2018 |
| Instrument | 39533 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 14601 Lacoc Rd was $6,459.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,459.00 | $723,000 (+4.63%) Land $125,000 Building $598,000 | $723,000 (+4.63%) Land $125,000 Building $598,000 |
| 2025 | $691,000 Land $115,000 Building $576,000 | $691,000 Land $115,000 Building $576,000 | |
| 2023 | $6,185.00 | $677,000 Land $110,000 Building $567,000 | $677,000 Land $110,000 Building $567,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14601 Lacoc Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14601 Lacoc Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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