1460 Whispering Wind Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 1460 Whispering Wind Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,673 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$712,000 (Jan 2023)
Tax Bill	$8,182 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244-170-340-000`

Property Details

APN / Parcel Number

Primary APN	`244-170-340-000`
Alternative APN	`244-170-34`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,673 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-170-34
Street Address	1460 WHISPERING WIND DR
City	TRACY
State	CA
Zip	95377-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000-FM PT OF 244-020-19 PER EDGEWOOD UNIT NO. 14
Legal Subdivision	EDGEWOOD
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1002
Census Tract	5218

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer
Jan 20, 2023	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHEVRON FCU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 17, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	20235029
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 29, 2025
Property Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Document Number	0000082822
Map Reference	VOL 34 PG 97
Instrument Date	Sep 15, 2025
Instrument	2025-082822
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 20, 2023
Property Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Document Number	0000005029
Map Reference	VOL 34 PG 97
Instrument Date	Aug 23, 2022
Instrument	2023-005029
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300

Mortgage

Document Number	0000005030
Date	Jan 20, 2023
Instrument	2023-005030

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year TN
Max Rate	10.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	CHICAGO TITLE-FRESNO, CHICAGO TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300

Mortgage

Document Number	0000090041
Date	May 24, 2021
Instrument	2021-090041

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132411
Date	Nov 13, 2017
Instrument	2017-132411

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 17, 2019
Property Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300
Document Number	0000146478
Map Reference	VOL 34 PG 97
Instrument Date	Dec 13, 2019
Instrument	2019-146478
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1460 WHISPERING WIND DR, TRACY, CA 95377-8300

Mortgage

Document Number	0000146479
Date	Dec 17, 2019
Instrument	2019-146479

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,182.00 (-10.65%)
2025	$9,157.00 (+37.64%)	$740,764 (+43.82%) Land $208,080 Building $532,684
2023	$6,653.00 (-1.9%)	$515,075 Land $126,140 Building $388,935	$630,540
2022	$6,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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