1460 S Buffalo St, Erwin, TN 37650 Property Records

Unicoi County property record for 1460 S Buffalo St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,208 sqft · built 1942
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Sep 2022)
Tax Bill	$176 (2025)
Deeds & Mortgages	Feb 2023 Sale Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-057.02`

Property Details

APN / Parcel Number

Primary APN	`023-057.02`
Alternative APNs	`086023 05702` `000004313`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	200 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Terrain	Mountain
Porch	Enclosed/Unfinished Porch
Porch Area	471 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1460 S BUFFALO ST
City	ERWIN
State	TN
Zip	37650-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB C PG 369 LOT 2
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	4
Census Block	4038
Census Tract	80200

Owner

1460 S Buffalo St is owned and occupied by an individual who bought it in September 2022.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer
Jan 6, 2023	Correction Deed FIRST FEDERAL BANK
Sep 26, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	20222086
Deed Book / Page	463 / 927
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 1, 2023
Property Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038
Document Number	0000467366
Book / Page	467 / 366
Map Reference	MB C PG 369
Instrument Date	Jan 26, 2023
Instrument	23000192
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MOUNTAIN NEW ST, ERWIN, TN 37650-9369

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 6, 2023
Property Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038
Document Number	0000466704
Book / Page	466 / 704
Map Reference	MB C PG 369
Instrument Date	Dec 16, 2022
Instrument	23000024
Record Updated	Jan 20, 2023
Title Company	EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038

Mortgage

Document Number	0023000025
Date	Jan 6, 2023
Instrument	23000025

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 26, 2022
Property Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038
Document Number	0000463927
Book / Page	463 / 927
Instrument Date	Sep 21, 2022
Instrument	22002086
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038

Mortgage

Document Number	0022002087
Date	Sep 26, 2022
Instrument	22002087

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1460 S BUFFALO ST, ERWIN, TN 37650-4038
Document Number	428488
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 S BUFFALO ST ERWIN TN 376504038, ERWIN, TN 37650-4038

Mortgage

Document Number	428488
Date	Nov 20, 2019
Book Page	000428/000488
Instrument	2220

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 19, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1460 S Buffalo St was $176, down 68.1% from the year before.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$176.00 (-68.06%)	$6,725 Land $5,125 Building $1,600	$26,900 Land $20,500 Building $6,400
2024	$551.00
2023		$21,100 (+4.2%) Land $5,125 Building $15,975
2022	$476.00	$20,250 Land $12,150 Building $8,100	$26,900 Land $20,500 Building $6,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1460 S Buffalo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2001–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1460 S Buffalo St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Xfinity.

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