1460 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1460 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 873 sqft · built 1979
Lot Size	0.91 acres (3,973 sqft)
Owner	2 Company Names on Record
Last Sale	$337,500 (Mar 2019)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`161-341-08-00`

Property Details

APN / Parcel Number

Primary APN	`161-341-08-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	873 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	3,973 sqft (0.91 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1460 PANORAMA RIDGE RD
City	OCEANSIDE
State	CA
Zip	92056-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 257 TR 008627
Legal Subdivision	PEACOCK HILLS
Legal Tract	008627
Legal Block	2
Legal Lot Number	257
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19305

Owner

Source: San Diego County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 14, 2026	Affidavit, Transfer
Aug 14, 2026	Affidavit, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage WESTERN EXPRESS LENDING
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Mar 13, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Nov 1, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Document Number	201990075
Last Transfer Date	Aug 10, 2026
Transfer Doc	0000239181
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2026
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000239181
Instrument Date	Aug 10, 2026
Instrument	2026239181
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2026
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000239180
Instrument Date	Aug 7, 2026
Instrument	2026239180
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2026
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000239179
Instrument Date	Aug 7, 2026
Instrument	2026239179
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201

Mortgage

Document Number	0000118827
Date	Feb 16, 2021
Instrument	2021-0118827

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000023367
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1460 PANORAMA RIDGE RD OCEANSIDE CA 920562201, OCEANSIDE, CA 92056-2201

Mortgage

Document Number	0000023367
Date	Jan 15, 2020
Instrument	23367

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2019
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000090075
Instrument Date	Feb 7, 2019
Instrument	90075
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1460 PANORAMA RIDGE RD OCEANSIDE CA 920562201, OCEANSIDE, CA 92056-2201

Mortgage

Document Number	90076
Date	Mar 13, 2019
Instrument	90076

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2018
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000458952
Instrument Date	Nov 1, 2018
Instrument	458952
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1460 PANORAMA RIDGE RD OCEANSIDE CA 920562201, OCEANSIDE, CA 92056-2201

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2018
Property Address	1460 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2201
Document Number	0000458951
Instrument Date	Nov 1, 2018
Instrument	458951
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3365 CALLE MARGARITA ENCINITAS CA 920246669, ENCINITAS, CA 92024-6669

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,011 (+2%) Land $280,627 Building $103,384
2025	$4,243.00 (+8.68%) Homeowner's exemption	$376,482 (+4.04%) Land $275,125 Building $101,357
2023	$3,904.00 (+0.28%) Homeowner's exemption	$361,865 Land $264,443 Building $97,422
2022	$3,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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