Cecil County property record for 1460 Oldfield Point Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,132 sqft · built 1999 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2023) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-086507 |
| Primary APN | 05-086507 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,132 sqft Total Area |
| Basement Area | 849 sqft |
| Finished Basement | 849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 086507 |
|---|---|
| Street Address | 1460 OLDFIELD POINT RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 2 - .5134 ACRE 1460 OLDFIELD POINT ROAD ARUNDEL SHORES |
| Legal Subdivision | ARUNDEL SHORES |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30904 |
Source: Cecil County records · APN 05-086507
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1460 OLDFIELD POINT RD, ELKTON, MD 21921-7335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 24, 2019 | Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on Record |
| Deed Sale | Feb 14, 2023 · Amount on Record |
| Prior Sale | Jun 24, 2019 · Amount on Record |
| Prior Transfer Date | Feb 08, 2011 |
| Prior Transfer Doc | 0029780243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 14, 2023 |
| Property Address | 1460 OLDFIELD POINT RD, ELKTON, MD 21921-7335 |
| Document Number | 0052930230 |
| Book / Page | 5293 / 230 |
| Instrument Date | Feb 03, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2023 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1460 OLDFIELD POINT RD, ELKTON, MD 21921-7335 |
| Document Number | 0052930237 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 5293-0237 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 24, 2019 |
| Property Address | 1460 OLDFIELD POINT RD, ELKTON, MD 21921-7335 |
| Document Number | 0044210456 |
| Book / Page | 4421 / 456 |
| Map Reference | FO 45 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LIBERTY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1460 OLDFIELD POINT RD, ELKTON, MD 21921-7335 |
| Document Number | 0004421465 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 4421/465 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,800 (+7.78%) Land $71,100 Building $257,700 | $328,800 (-) Land $71,100 Building $257,700 | |
| 2025 | $3,398.00 (+54.17%) | $305,067 (+18.43%) | $328,800 (+27.64%) Land $71,100 Building $257,700 |
| 2023 | $2,204.00 | $257,600 Land $71,100 Building $186,500 | $257,600 Land $71,100 Building $186,500 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150309044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 27 (1983–2024) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 127 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system MD0070019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINE HILLS serves 953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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