1460 Cypress Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 1460 Cypress Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1978
Lot Size	0.227 acres (9,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2022)
Tax Bill	$7,069 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-200-510-000`

Property Details

APN / Parcel Number

Primary APN	`234-200-510-000`
Alternative APNs	`234-200-51` `23126010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,877 sqft (0.227 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-200-51
Street Address	1460 CYPRESS DR
City	TRACY
State	CA
Zip	95376-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-06-1994 FROM ORIGINAL APN 231-260-10
Legal Subdivision	HARVEST RIDGE
Legal Tract	934
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2003
Census Tract	5403

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1460 CYPRESS DR, TRACY, CA 95376-4352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	20223119
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0000169919
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 7, 2022
Property Address	1460 CYPRESS DR, TRACY, CA 95376-4352
Document Number	0000003119
Map Reference	VOL 19 PG 48
Instrument Date	Dec 30, 2021
Instrument	2022-003119
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1460 CYPRESS DR, TRACY, CA 95376-4352

Mortgage

Document Number	0000003120
Date	Jan 7, 2022
Instrument	2022-003120

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 8, 2021
Property Address	1460 CYPRESS DR, TRACY, CA 95376-4352
Document Number	0000169919
Map Reference	VOL 19 PG 4
Instrument Date	Sep 7, 2021
Instrument	2021-169919
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2617 LAZY LEOPARD CT, NORTH LAS VEGAS, NV 89086-1404

Mortgage

Document Number	0000169920
Date	Oct 8, 2021
Instrument	2021-169920

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1460 CYPRESS DR, TRACY, CA 95376-4352
Document Number	0000114778
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1460 CYPRESS DR TRACY CA 953764352, TRACY, CA 95376-4352

Mortgage

Document Number	0000114778
Date	Oct 9, 2019
Instrument	114778

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2039

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,069.00 (+10.32%) Homeowner's exemption	$620,806 (+4.04%) Land $159,181 Building $461,625
2023	$6,408.00 (+174.9%) Homeowner's exemption	$596,700 Land $153,000 Building $443,700	$618,570
2022	$2,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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