1460 Canopy Oaks Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1460 Canopy Oaks Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$318,500 (Oct 2024)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-25-31-3164-0001-0200`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3164-0001-0200`
Alternative APNs	`253117316400010200` `157595`

Exterior

Lot Area	24,393 sqft (0.56 acres)

Location & Zoning

Street Address	1460 CANOPY OAKS CT
City	SAINT CLOUD
State	FL
Zip	34771-8883
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PD
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 20
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE PARK PHS 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	200
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

1460 Canopy Oaks Ct, vacant land, is owned by two individuals who acquired it in March 2026.

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5086 WHITEWATER WAY, SAINT CLOUD, FL 34771-7970
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TRUST BANK
Apr 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TRUST BANK
Oct 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Prior Sale	Oct 26, 2020 · Amount on File
Deed Document Number	2024135643
Deed Book / Page	6684 / 741
Last Transfer Date	Mar 27, 2026
Transfer Doc	0069491384
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	1460 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8883
Document Number	0069491384
Book / Page	6949 / 1384
Instrument Date	Mar 27, 2026
Instrument	202644700
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5086 WHITEWATER WAY, SAINT CLOUD, FL 34771-7970
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044703,
Date	Apr 2, 2026
Book Page	6949/1392
Instrument	202644703

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	1460 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8883
Document Number	0000044700
Book / Page	6949 / 1384
Instrument Date	Mar 27, 2026
Instrument	202644700
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5086 WHITEWATER WAY, SAINT CLOUD, FL 34771-7970

Mortgage

Document Number	0000044703,
Date	Apr 2, 2026
Instrument	202644703

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2020
Property Address	1460 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8883
Document Number	0058190937
Book / Page	005819 / 000937
Instrument Date	Oct 23, 2020
Instrument	144497
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9523 FENROSE TER ORLANDO FL 328275755, ORLANDO, FL 32827-5755

Tax Assessment & Valuation

The 2025 property tax bill for 1460 Canopy Oaks Ct was $3,602, up 17% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00 (+17.02%)	$260,000 Land $260,000	$260,000 Land $260,000
2024	$3,078.00 (+3.78%)
2023	$2,966.00 (+28.62%)	$260,000 (+57.58%) Land $260,000	$260,000 (+57.58%) Land $260,000
2022	$2,306.00	$165,000 Land $165,000	$165,000 Land $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1460 Canopy Oaks Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1460 Canopy Oaks Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Xfinity.

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